Pension planning is on the minds of savers again, with 1 in 3 people thinking of setting up private pension schemes this year, compared with just 1 in 5 a year ago, according to Legal and General.
Posts Tagged ‘Maxi ISA Contribution’
Pension planning rises again, says L&G
Thursday, April 15th, 2010Pension Transfer Advice
Tuesday, February 23rd, 2010It is important, when considering a pension transfer, that the correct assessment has been carried out on your existing pension, as well as a pension review on the pension product or wrapper that you are moving to.
Pensions provision: Government’s demographic ‘time-bomb’
Wednesday, August 5th, 2009The gradual decline of pensions provision in both public and private sectors may lead to a situation where large portions of the population are strapped for cash in their retirement.
Don’t think company pension, think employee benefits
Wednesday, August 5th, 2009When considering a company pension scheme, there are many questions to answer. It is crucial to remember that a company pension is part of a larger package of employee benefits, which may vary considerably from company to company.
Protect your personal tax allowance
Wednesday, July 22nd, 2009Are you a high earner? Then being alert to certain aspects of your tax planning regime could save you a substantial sum. From next (tax) year, April 2010, new rules come into effect that you should be aware of. As of next April, if your salary is over £100,000, then you may wish to consider that you face a [...]
Government pension provision – Personal Accounts
Friday, July 17th, 2009The mainstay of government pension provision is currently the basic State Pension, funded by National Insurance Contributions, and alongside that, the pension credit scheme, which is a ‘top-up’ payment to the State Pension. From 2012, the government will take an initiative in pensions provision to company employees, known as the Personal Account. Here are the [...]
Planning your personal pension
Friday, July 17th, 2009The latest budget poured a bucket of ice water over the enthusiasm of most private companies for company pension schemes. It certainly seems likely that, in future, the onus will be on the financially aware individual to look after his own pension provision. This raises the prospect of planning and setting up a personal pension [...]
Business matters: Financial advice for the self-employed
Tuesday, July 14th, 2009Income protection insurance, critical illness insurance, life cover and pension planning - all important things to consider when setting up your own business and becoming self-employed. Good advice on these can reduce that giant leap for mankind to something more manageable – with just a little wisdom from your financial adviser. Here are some aspects to consider, [...]
Employee benefits – The questions to ask
Monday, July 6th, 2009There’s more to working life than just your pension scheme! The pension scheme is just part of a wider package of goodies that come under the general heading of ‘employee benefits’. Here we give a simple guide to the issues affecting employee benefits, and the questions to ask a prospective employer. Is the pension scheme [...]
Pension advice: Starting a pension
Thursday, May 14th, 2009There are no short cuts to building a decent pension. Start early, and save hard. The basic state pension is less than £5,000 a year, and with the average retirement now spanning 20 to 30 years, there has to be more cash ‘in the pot’. For a full pension, a woman must have 39 years [...]
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