Government pension changes free you from the obligatory purchase of a pensions annuity by age 75, and enable you to leave your remaining pension savings to your children. However, Inheritance Tax and other tax charges could devour up to 82% of your pension pot. Good pensions advice and pensions planning can minimise the impact of these and future pension changes.
Posts Tagged ‘MetLife’
Pension changes could eat up to 82% of pension savings in tax
Thursday, May 13th, 2010How pension changes save the state money
Thursday, May 13th, 2010Government pension changes likely to be introduced based on pre-election pledges by the Conservatives and the Lib Dems are currently being presented as benefits that will increase pension income from both state and private pensions. Dig a little deeper, however, and we see that the pension changes are primarily designed to save the state money.
Guaranteed Investments – Performance with Peace of Mind
Wednesday, May 12th, 2010As we emerge from the financial gorefest of the economic downturn, many investors are seeking refuge in guaranteed investments which offer stability plus no risk to capital. Guaranteed bonds offer the option to invest with the comfort of knowing that you get back at least what you put in – and, potentially, a lot more. But stock markets are not the only choice, with guaranteed investments – and the easy availability of a monthly income from your lump sum is another attraction.
Company pensions advice critical for high earners – PCS
Monday, May 10th, 2010
New rules on taxation may mean that standard company pensions are now an inefficient way of retirement saving for high earners, according to the pension benefits consultancy Pension Capital Strategies (PCS). Quality pensions advice from qualified specialists is needed to evaluate the new realities for members of company pensions schemes.
Pensions plummet 70% since 2000
Wednesday, February 10th, 2010A pensions saver who contributed £100 per month to their pension pot over 20 years would have achieved a retirement income of £9,000 per year, if they had retired in 2000. The same pensioner retiring on 20 years’ savings today would have an annual income of just £2,500, a drop of 70% over the decade.
Need for mortgage advice and pensions advice highlighted
Tuesday, December 22nd, 2009
Consumers feel confused and daunted by the prospect of comparing products, when shopping around for mortgages and personal pensions, according to a new survey published this week by the retail industry watchdog Consumer Choice.
Consumers must understand savings and investment risk
Thursday, November 26th, 2009A new report indicates that users of savings and investment products need a deeper understanding of how risk can be managed in stock market investments. The insurance company MetLife has revealed that the recent fluctuations in stock markets have considerably unsettled almost half of all savers. Of those with cash invested in stock markets, 47% [...]
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