Many over-45s are deluding themselves about the pension income and lifestyle they will achieve in retirement. For most, their reality will fall short of their hopes by around £5,000 a year, according to AXA.
Posts Tagged ‘M&G Corporate Bond’
Pension income will fall short of expectations by £5,000 per year, says AXA
Monday, May 24th, 2010External factors can cut your pension income
Wednesday, May 19th, 2010
The election and the ‘week of indecision’ caused stock market turbulence that played havoc with the projected pension income of savers. Your projected annual pension income could have varied by almost £800, depending on when you retired in the elections fortnight. What a difference a day makes … when you’ve a pension plan to worry about.
Pension planning takes priority – many fear they will outlive pensions
Wednesday, April 28th, 2010
UK adults are now facing a retirement of 20 years plus, as men are predicted to live to 86 and women 89. Prudential reveals that 55% of British adults fear they may run out of finance in retirement, and are now boosting their pensions planning with second pensions, or other savings and investments.
Pension planning rises again, says L&G
Thursday, April 15th, 2010
Pension planning is on the minds of savers again, with 1 in 3 people thinking of setting up private pension schemes this year, compared with just 1 in 5 a year ago, according to Legal and General.
Cracks appear in Britain’s largest pension schemes
Thursday, November 19th, 2009Massive problems with underfunding in Britain’s largest pension schemes has emphasised again the trend away from depending on occupational pensions, and the need to consider taking control of your own retirement planning, with a personal pension. New data just released by the French research specialise AlphaValue has shown huge deficits in British pension funds including [...]
Consumer must arrange his own insurances and pension – Government
Thursday, July 30th, 2009A new report by the Insurance Industry Working Group (IIWG), led by the Chancellor of the Exchequer Alistair Darling, encourages the consumer to act on his own initiative to arrange life insurance, critical illness insurance and private pensions provisions in the future.
Pension planning: Five points to ponder
Monday, July 6th, 2009The world of pensions planning places high demands on our capacity to see, and make predictions, far into the future. Retirement seems a long way off, when you are in your twenties. However, these early years are precisely the time when it makes sense to set up a pension, and begin planning for that ‘golden sunset’ [...]
The financial life cycle 3: The frantic forties
Thursday, June 11th, 2009As you celebrate your 40th birthday, your GP may well recommend that you call to his surgery for a mid-life healthcheck. You have also reached a watershed in your financial life cycle. If you had your first job at around 20 years of age, and are hoping to retire at 65, then this is the [...]
From the piggy bank to the children’s pension plan
Wednesday, June 10th, 2009Do you have children? Did you know you can set up their pension plan, even before giving them their first piggy bank?  There’s no need to wait until their working life to begin. A children’s stakeholder pension can be the greatest financial gift you give to your child.  The children’s stakeholder pension scheme is [...]
The financial life cycle 2: The thrifty thirties
Tuesday, June 9th, 2009As you celebrate your 30th birthday, you are entering the 2nd decade of your ‘financial life cycle’, the adult years as an earner when you may have the financial firepower to take real control of your life.
If you did not marry in your 20s, you may now feel that the time has come to marry and start a family.
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