Thursday, July 15th, 2010
Those who go online for independent financial advice are most concerned with pensions and retirement. Second most popular choices are savings and investments, with mortgages taking only 3rd place in a lukewarm climate for lending
Tags: Financial Advice, Independent Financial Advice, Investment Advice, Mortgage Advice, Pensions Advice
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Monday, June 21st, 2010

Government plans to restrict mortgage lending, following the budget changes on 22nd June, could make first time buyer mortgages more difficult to obtain. Click headline to read more.
Tags: CML, Ethical Funds, Ethical Investment Funds, First Time Buyer Mortgage Advice, First Time Buyer Mortgages, Investment Bond, Investment Strategy, Mortgage Advice, Mortgages, Retirement, Term Assurance
Posted in Mortgage News | No Comments »
Monday, May 10th, 2010
Banks and building societies are now offering special deals on one investment or savings product, provided that the customer signs up for a second, additional investment product at the same time. However, such “tied” deals involving 2 linked products are not always in the best interests of the consumer, according to the EU.
Tags: Advice On Investments, Barclays, Friends of the Earth, Homeowner Loans, Income Tax Allowances, Independent Financial Advice, Independent Mortgage Advice, Investment Advice, Investment Bond, Investments, Mortgage Advice, Online Mortgage Deals, Savings, Stockholm Environment Institute
Posted in Investment News | No Comments »
Wednesday, April 14th, 2010
A quarter of first time buyers have little idea of the cost of extras, on top of their first time buyer mortgage, when buying a home. Conveyancing alone can cost £1,000, and total extras could cost over £4,000.
Tags: Equity Investments, Equity Release, Estate Planning, Ethical Funds, Ethical Investment Funds, First Mortgage, First Time Buyer, First Time Buyer Mortgage, First Time Buyer Mortgage Advice, First Time Buyer Mortgages, Investment Bond, Mortgage Advice, Retirement
Posted in Mortgage News | No Comments »
Tuesday, March 23rd, 2010
Through lack of financial planning and financial advice, we overpay £9 billion every year to the taxman. No surprise, then, that those who take an hour a month for financial planning tend to be better off than those who don’t, Axa reveals.
Tags: Avoid Tax, Best Mortgage Deal, DWP, Enterprise Investment Schemes, Financial Advice, Financial Planning, HMRC, Investment Bond, Mortgage Advice, Repossessed Spanish Property
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Monday, March 1st, 2010
Mortgage advisors are urging mortgage clients to ‘shop around’ and also consider remortgage options, as some lenders raise their mortgage interest rates to account for a possible Bank of England rates increase later this year. Certain lenders are already raising their standard variable rate (SVR), which customers move to by default, if they do not switch to a different mortgage deal at the end of their initial tie-in period.
Tags: Best Mortgage Deal, Best Mortgage Rates, Budget June 2010, Buildings & Contents Insurance, Investment Bond, Investment Funds, Mortgage Advice, Mortgage Deals, National Housing Federation, Remortgage, Retirement
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Wednesday, February 24th, 2010
Ignore the tabloids! The January slump in mortgage lending does not mean a slide back into recession. Slack demand for mortgage deals is a normal seasonal feature at the start of every year, and this year was greater than usual due to the number of buyers who rushed through their mortgage deal, to qualify for the favourable rates of stamp duty in December.
Tags: Ethical Investment Funds, First Time Buyer Mortgages, Investment Bond, Investment Funds, Investment Strategy, Mortgage Advice, Mortgage Deals, Mortgages, Retirement
Posted in Mortgage News | No Comments »
Wednesday, January 27th, 2010
Many borrowers are opting for tracker mortgages at the moment, in the expectation of enjoying rock-bottom interest rates during the remainder of 2010. Choosing the right mortgage for you depends on your mortgage priorities, however, and the only essential is taking good, independent financial advice. It really is “horses for courses”, when considering the various types of mortgage!
Tags: Ethical Pensions, Fixed Rate Mortgages, Investment Bond, Investment Funds, Investment Strategy, Mortgage Advice, Mortgage Deals, Mortgages, Pension Transfer Advice, Personal Finance, Retirement, SVR, Tracker Mortgages
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Wednesday, January 27th, 2010
There must be … fifty ways to leave your cover. Figures show that savvy mortgage buyers, savers, and buyers of life insurance all stand to save thousands, by shopping around, switching deals, and taking independent financial advice
Tags: Estate Planning, First Time Buyer Mortgage, Friends of the Earth, Independent Financial Advice, Individual Voluntary Arrangement, Inheritance Tax Liability, Investment Bond, Investment Strategy, ISAs, Life Insurance, Mortgage Advice, Mortgages, Online Mortgage Deals, Repossessed Spanish Property, Savings, Savings Accounts
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Tuesday, January 12th, 2010
More than 1m householders have had to use a credit card for rent payments or mortgage repayments in the last 12 months, according to the data published today by housing charity Shelter.
Tags: Compulsory Retirement Age, Consumer Financial Planning Body, Credit Card Companies, Credit Cards, Enterprise Investment Schemes, Financial Planning, Financial Planning Review, Home Mortgage, Investment Advice Northern Ireland, Investment Bond, Mortgage, Mortgage Advice, Mortgage Adviser, Mortgage Repayments, Personal Finance, Retirement
Posted in Mortgage News | No Comments »