As the government rebrands its personal pensions scheme as NEST (National Employment Savings Trust), industry experts are warning savers not to wait for the new workplace pension scheme, which will not be fully operational until 2017.
Posts Tagged ‘Mortgage Advice’
Don’t wait for Government – act now on your personal pension
Friday, January 8th, 2010Pension quality mark for occupational pension schemes shows flaws in government plan
Tuesday, January 5th, 2010
Flaws in the government’s planned ‘Personal Account’ pension scheme have been highlighted by new quality standards for company or occupational pension schemesfrom the National Association of Pension Funds (NAPF).
Need for mortgage advice and pensions advice highlighted
Tuesday, December 22nd, 2009
Consumers feel confused and daunted by the prospect of comparing products, when shopping around for mortgages and personal pensions, according to a new survey published this week by the retail industry watchdog Consumer Choice.
Hard sell on mortgages from estate agents costs homebuyers thousands
Tuesday, December 1st, 2009One-tenth of homebuyers in the UK who purchased their home from an estate agent felt pressured into arranging their mortgage via the estate agent as well, according to newly-published data from the Office of Fair Trading (OFT)*.
While mortgage referrals earn lucrative commissions for estate agents, their in-house mortgage advisers typically deal with a limited panel of selected mortgage lenders.
Personal Accounts: Employers recommend external advice
Thursday, November 26th, 2009Smaller employers with past experience of successfully implementing legislative changes in the workplace have named external advice as the key ingredient of a smooth transition.
The Department for Work and Pensions (DWP) has published a survey of 28 companies with 1-49 employees, which have gone through the process of implementing change in the past.
Whole of market mortgage advice more essential than ever
Tuesday, November 24th, 2009
The need to take whole of market mortgage advice with access to all mortgage products on the market has been emphasised yet again this month.
Now is the time for first time mortgage buyers
Friday, November 20th, 2009Lenders are taking action to boost the home mortgage market for first time buyers, in order to maintain the current level of house purchases when the stamp duty exemption is cut back in January.
Financial advisers can now offer 85% and even 90% mortgages that will make homebuying easier for first-timers who could not afford the 25% mortgage deposits required to access the best deals over the past year.
Home buyers! Act now to avoid stamp duty
Friday, November 6th, 2009Mortgage-seekers and first time buyers looking at a property worth up to £175,000 should act immediately to avoid stamp duty under the current government exemption. While properties valued up to £175,000 are not subject to stamp duty at the moment, the threshold is to be revised and possibly cut on 1st January 2010, as a cash-strapped Chancellor of [...]
Six pension sins: Assumptions to shatter your retirement dreams
Thursday, November 5th, 2009Radical changes in the pensions sector mean that the reality of retirement in 2030 will be very different from the present day – and unrecognisable, compared to the relatively generous pensions climate of past decades. However, with over half the nation not saving towards a pension at all (source: Halifax), most people seem unaware that [...]
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