Demands for large mortgage deposits, long regarded as the killer for cash-strapped first time buyers, is relaxing, and the number of available first time buyer mortgage deals is on the rise.
Posts Tagged ‘Mortgage Deals’
Doors unlock as lenders roll out first time buyer mortgages
Friday, February 5th, 2010‘Horses for courses’: mortgage advice key in current low-interest market
Wednesday, January 27th, 2010Many borrowers are opting for tracker mortgages at the moment, in the expectation of enjoying rock-bottom interest rates during the remainder of 2010. Choosing the right mortgage for you depends on your mortgage priorities, however, and the only essential is taking good, independent financial advice. It really is “horses for courses”, when considering the various types of mortgage!
Lloyds’ decision could hike cost of personal loans
Tuesday, January 12th, 2010A change in the lending strategy by Lloyds TSB, the nation’s largest lender, may make personal loan deals from high street lenders more expensive for consumers in the future.
Need for mortgage advice and pensions advice highlighted
Tuesday, December 22nd, 2009
Consumers feel confused and daunted by the prospect of comparing products, when shopping around for mortgages and personal pensions, according to a new survey published this week by the retail industry watchdog Consumer Choice.
Tough times as banks say no to loan applications from new customers
Tuesday, December 15th, 2009Eight of the top nine UK bank lenders are currently ‘battening down the hatches’ and considering loan applications only from existing customers, according to new research*.
Loans are most readily available to existing current account customers and this ‘lender reluctance’ is the latest symptom of how banks continue to tighten up on loan availability in the current unfavourable climate.
High-cost borrowers lack advice and information – OFT
Tuesday, December 8th, 2009Failure to gather information and shop around for cheaper credit are the tell-tale behaviours of savers who resort to high-cost credit deals, according to new evidence just released by the Office of Fair Trading (OFT).
The high-cost credit specified includes pay-day loans (loans lasting just a few days), in-store finance options such as hire purchase, home credit, mobile phone text loans, credit union loans, pawn-broking, and rent-to-buy arrangements.
Text Loans in 5 Minutes (Gert Koppel Txtloans)
Tuesday, December 1st, 2009Would you like to take a loan for £100, and are you happy to repay £110 a week later?
If so, you can do so from the comfort of your sofa, your supermarket or your shopping centre, by sending a simple text message.
Spendthrifts and Tightwads: financial opposites attract in marriage
Tuesday, December 1st, 2009Fiery opposites attract, when it comes to money, according to a new study from the Wharton business school at the University of Pennsylvania.  “Fatal (Fiscal) Attraction: Spendthrifts and Tightwads in Marriage†claims that people tend to marry spouses with opposing emotional reactions toward spending. People judge the cost of an item or outgoing in emotional [...]
Fees to consider: the hidden reality of mortgage charges
Thursday, November 26th, 2009When comparing mortgage deals, the mortgage charges and pitfalls that go with buying or securing a mortgage can catch out the unwary borrower.
Here are some of the main mortgage charges that may be involved.
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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. We offer the option to pay for mortgage advice by way of a fee. This may vary depending on circumstances but is typically £500, contact us to discuss your remortgage and mortgage options with one of our mortgage brokers.
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