To secure a first time buyer mortgage and move into your first home now requires £36,500. This includes deposit, fees and costs
Posts Tagged ‘Mortgage Deposit’
First time buyer mortgage now needs £36,500 up front
Thursday, July 15th, 2010Make Pension Planning priority, Parents tell Children
Friday, June 11th, 2010Parents are urging their children to focus on saving rather than property as the mainstay of their pension planning. Aviva has revealed that 76% of parents advise their children that to rely solely on property is ‘too risky’.
Spring looks rosy for first-time buyer mortgage deals
Wednesday, April 7th, 2010There are now over 150 mortgage deals offering 90% mortgages to first time buyers. The figures have doubled in 9 months, and there are more on the way, according to the Bank of England.
Uninformed consumers lose thousands on pensions annuities
Thursday, February 11th, 2010
A lack of understanding of pensions annuities can lead to uninformed choices that cost thousands, according to Aviva. Retirees need quality financial advice to ensure they buy the annuity that is right for them.
Doors unlock as lenders roll out first time buyer mortgages
Friday, February 5th, 2010
Demands for large mortgage deposits, long regarded as the killer for cash-strapped first time buyers, is relaxing, and the number of available first time buyer mortgage deals is on the rise.
Over-50s unaware of new minimum retirement age
Monday, December 21st, 2009
The majority of over-50s are unaware of the upcoming changes in the minimum retirement age, and other legislation affecting their retirement planning, according to a report published this week.
Professionals rely on parents’ wealth for their retirement planning
Wednesday, December 16th, 2009Adult professionals are more dependent on their parents for a financial lifeline than ever before, as over half in the age range 35-45 declare they rely on their inheritance to finance their retirement planning. These are the conclusions of the charity Elizabeth Finn Care, which specialises in assisting professional people in need of financial and [...]
Mortgages: Good news for first time buyers as lenders cut deposits
Wednesday, November 11th, 2009For first time buyers, the light at the end of the tunnel has been switched back on, as lenders appear more open to smaller deposits for first time buyer mortgages. The number of 10%-deposit mortgage deals has risen from 89 to 105 since March, while the number of products available with a 15% mortgage deposit [...]
Six pension sins: Assumptions to shatter your retirement dreams
Thursday, November 5th, 2009Radical changes in the pensions sector mean that the reality of retirement in 2030 will be very different from the present day – and unrecognisable, compared to the relatively generous pensions climate of past decades. However, with over half the nation not saving towards a pension at all (source: Halifax), most people seem unaware that [...]
Are you saving enough into your pension for retirement?
Thursday, October 29th, 2009How is your pension provision? Unless you are Sir Fred Goodwin, who recently resigned as chief of the Royal Bank of Scotland with an annual pension of £703,000, your current personal pension provision may be in need of some attention. The basic State Pension, which was sufficient to sustain several post-war generations, was linked to [...]
About Us
Annuities
Blogroll
Financial Planning
- Avoiding Inheritance Tax
- Capital Gains Tax Allowance
- Chartered Financial Planners
- Corporate Financial Advice
- Debt Management
- Discounted Gift Trust
- Endowments
- Family Financial Planning
- Find an IFA
- IHT Exemptions
- Inheritance Tax Advice
- Inheritance Tax Calculator
- Inheritance Tax Gifts
- Inheritance Tax Nil Rate Band
- Inheritance Tax Rates
- Inheritance Tax Threshold
- Key Man Insurance
- Online Financial Advice
- Online Investment Advice
- Potentially Exempt Transfers
- Remote Financial Advice Service
- Unbiased Financial Advice
- What is Financial Planning?
- Will Writing Advice
- Writing Your Life Insurance in Trust
Investments
- Allianz RCM Global Eco Trends Fund
- Dark Green Investment Funds
- EIS – Enterprise Investment Scheme
- Ethical Investment Advice
- Ethical Investment Companies
- Ethical Investment Criteria
- Ethical Investment Funds
- Ethical Investment Portfolio
- Ethical Investments
- Ethical ISA Investments
- Ethical Pensions
- Fixed Interest Bonds
- Funds Investments
- Guaranteed Bonds
- Guaranteed Income Bonds
- Guaranteed Investments
- IM WHEB Sustainability Fund
- Income Bonds
- Investment Adviser
- Investment Companies
- Investment ISAs
- Investment Planning
- Light Green Investment Funds
- Managed Investments
- Medium Green Investment Funds
- Mutual Funds Investments
- Octopus VCT
- Our Investment Portfolios
- Quadris Environmental Fund
- Socially Responsible Investments
- Trust Investments
- Unit Trust Investments
- Unit Trusts & OEICs
- Venture Capital Trusts
Mortgages
oneplan
Pensions
- AVC – Additional Voluntary Contributions
- Best Pension
- Best Performing Pension
- Cashing in Pensions
- Children's Pensions
- Early Retirement Options
- Ethical Pensions
- Financial Advice on Pensions
- NHS Pension Calculator
- Pension Advice Process
- Pension Calculator
- Pension Companies
- Pension Contributions
- Pension Forecast
- Pension Lump Sums
- Pension Performance
- Pension Plan Calculator
- Pension Review
- Pension Services
- Pension Tax
- Pension Tax Relief
- Pension Transfer
- Pension Types
- Retirement Age
- Retirement Calculator
- Retirement Pension Forecast
- What is a Pension Plan?
- What is a Pension?
Personal Insurance
- Best Critical Illness Cover
- Best Life Insurance
- Calculate Your Life Cover
- Children's Critical Illness Insurance
- Critical Illness Calculator
- Critical Illness Insurance Providers
- Critical Illness Insurance Quote
- Joint Critical Illness Cover
- Life Insurance Advice
- Life Insurance Calculator
- Life Insurance Guide
- Life Insurance Quotes
- Writing Your Life Insurance in Trust
Savings
- Best ISAs
- Best Savings Accounts
- Best Savings Accounts for Children
- Best Savings Rates
- Cash ISAs
- Child Trust Fund Savings Accounts
- Child Trust Fund Share-Based Accounts
- Child Trust Fund Stakeholder Accounts
- Children's Bonus Bonds
- Ethical ISA Investments
- ISA Allowance
- ISA Calculator
- Monthly Savings
- Saving for your children
- Savings plan for a new car
- Savings plan for getting married
- Savings plan for mortgage deposit
- Savings plan for my house renovations
- Tax Efficient Savings
- Tax Free Allowance
- Tax Free ISA
- Tax Free Savings
Sustainovation
- Allianz RCM Global Eco Trends Fund
- Dark Green Investment Funds
- Economic Experts
- Environmental Experts
- Ethical Investment Advice
- Ethical Investment Companies
- Ethical Investment Criteria
- Ethical Investment Funds
- Ethical Investment Portfolio
- Ethical Investments
- Ethical ISA Investments
- Ethical Pensions
- IM WHEB Sustainability Fund
- Light Green Investment Funds
- Medium Green Investment Funds
- Quadris Environmental Fund
- Social Experts
- Socially Responsible Investments
Got a question? Ask us online
0800 678 5929
7 Racecourse Road,
Derry,
Northern Ireland
United Kingdom
BT48 7RB
Email: info@principlefirst.co.uk
PAST PERFORMANCE IS NOT A GUIDE TO FUTURE RETURNS & INVESTMENT RETURNS MAY FALL AS WELL AS RISE - Risk Profile must be clarified before proceeding with any investment advice.
Principle First Financial Services is a trading style of GMF Marketing Services Ltd. which is authorised and regulated by the Financial Services Authority. Principle First Financial Services is entered on the Financial Services Authority's register under reference number 409667.