Wednesday, August 5th, 2009
Here are our top tips on how to make yourself ‘fitter’ and more attractive to mortgage lenders.
Tags: Credit Rating, Investment Bond, Investment Strategy, Mortgage Advice, Mortgage Application, Mortgage Deposit, Mortgages, Retirement, Self Employed Sickness Cover, Self Invested Pension Plan, Self-Cert Mortgages
Posted in Mortgage News | No Comments »
Wednesday, August 5th, 2009
One interesting option for the larger pensions saver who wishes to have more control over their pensions investment is the Self-Invested Pension Plan (SIPP).
Tags: AIB Bank, Mortgage Deposit, Mortgage Insurance, Office of Fair Trading, Pension Advice, Pension Credits, Pension Financial Planning, Personal Pension, Personal Pensions, Retirement Planning, Self Invested Pension Plan, SIPP, SIPPS
Posted in Pensions News | 1 Comment »
Wednesday, August 5th, 2009
The gradual decline of pensions provision in both public and private sectors may lead to a situation where large portions of the population are strapped for cash in their retirement.
Tags: AIB Bank, Critical Illness Advice, Deloitte, EIS, Financial Adviser, Investing Advice, London Stock Exchange, Maxi ISA Contribution, Maximum Pension Contribution, Mortgage Deposit, Northern Ireland Bank, Office of Fair Trading, Pension Scheme, Pensions, Personal Pension, Retirement, Retirement Planning
Posted in Pensions News | No Comments »
Wednesday, August 5th, 2009
When considering a company pension scheme, there are many questions to answer. It is crucial to remember that a company pension is part of a larger package of employee benefits, which may vary considerably from company to company.
Tags: AIB Bank, Co-Operative Bank, Commercial Loans, Company Pension Scheme, Company Pensions, Critical Illness Policy, Employee Benefit Packages, Financial Adviser, Fixed Rate Mortgages, Group Personal Pension, Income Protection Insurance, Maxi ISA Contribution, Mortgage Deposit, Northern Ireland Bank, Pension Scheme, Personal Pension, Retirement
Posted in Pensions News | No Comments »
Friday, July 17th, 2009
The latest budget poured a bucket of ice water over the enthusiasm of most private companies for company pension schemes. It certainly seems likely that, in future, the onus will be on the financially aware individual to look after his own pension provision. This raises the prospect of planning and setting up a personal pension [...]
Tags: Co-Operative Bank, Commercial Loans, Company Pension Scheme, Company Pensions, Inheritance Planning, Legal & General, LV=, Maxi ISA Contribution, Mortgage Deposit, Mortgage Payment Protection, Northern Ireland Bank, Northern Ireland IVA, Pension Planning, Pension Scheme, Personal Pension, Principle First, Repossessed Spanish Property, Retirement, Retirement Income
Posted in Financial Planning News | No Comments »
Tuesday, July 14th, 2009
Income protection insurance, critical illness insurance, life cover and pension planning - all important things to consider when setting up your own business and becoming self-employed. Good advice on these can reduce that giant leap for mankind to something more manageable – with just a little wisdom from your financial adviser. Here are some aspects to consider, [...]
Tags: Critical Illness Insurance, Fixed Rate Mortgage, Income Protection Ins, Investment Strategy, LV=, Maxi ISA Contribution, Mortgage Deposit, Mortgages, Office of Fair Trading, Online Mortgage Deals, Pension Planning, Pension Scheme, Personal Pension, Remortgage, Repossessed Spanish Property, Retirement Planning, Savings
Posted in Financial Planning News | No Comments »
Monday, July 6th, 2009
There’s more to working life than just your pension scheme! The pension scheme is just part of a wider package of goodies that come under the general heading of ‘employee benefits’. Here we give a simple guide to the issues affecting employee benefits, and the questions to ask a prospective employer. Is the pension scheme [...]
Tags: Critical Illness Policy, Current Accounts, Employee Benefit Packages, Employee Benefits, Financial Advice Video, Financial Adviser, Fixed Rate Mortgages, Group Life Insurance, Group Personal Pension, Income Protection Insurance, Inheritance Tax Liability, Life Insurance, Maxi ISA Contribution, Maximum Pension Contribution, Mortgage Deposit, Pension Scheme, Pensions, Personal Pension, Repossessed Spanish Property
Posted in Financial Planning News | No Comments »
Tuesday, June 9th, 2009
As you celebrate your 30th birthday, you are entering the 2nd decade of your ‘financial life cycle’, the adult years as an earner when you may have the financial firepower to take real control of your life.
If you did not marry in your 20s, you may now feel that the time has come to marry and start a family.
Tags: Critical Illness Insurance, EIS, Enterprise Investment Schemes, Financial Adviser, Financial Planning, Fixed Rate Mortgages, Income Protection Insurance, Investment Profile, LV=, M&G Corporate Bond, Mortgage Deposit, Mortgage Payment Protection Insurance, Pension Planning, Pension Plans, Personal Pension, Remortgage, Repossessed Spanish Property
Posted in Financial Planning News | No Comments »
Thursday, May 14th, 2009
There are no short cuts to building a decent pension. Start early, and save hard. The basic state pension is less than £5,000 a year, and with the average retirement now spanning 20 to 30 years, there has to be more cash ‘in the pot’. For a full pension, a woman must have 39 years [...]
Tags: AIB Bank, Life Policy, London Stock Exchange, Lufthansa, Maxi ISA Contribution, Mortgage Deposit, Mortgage Protection Insurance, Northern Ireland IVA, Office of Fair Trading, Pension Advice, Pension Contributions, Pension Income, Pension Protection Fund, Pension Quality Mark, Pension Scheme, Personal Pension, Private Pension, Retirement Income, Retirement Planning, Starting A Pension, State Pension
Posted in Pensions News | No Comments »