Tuesday, January 19th, 2010

Planned increases in the state pension age are likely to lead many to use income drawdown in their retirement planning, as they seek out ways to tap into their personal pension before they reach state pension age.
Tags: AIB Bank, Annuities, First Time Mortgage, Income Drawdown, Loan Insurance, Minimum Retirement Age, Mortgage Insurance, Pension Annuity, Pension Quality Mark, Pensions Annuity, Personal Pensions, Sickness Cover, State Pension, Unit Trust
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Friday, January 8th, 2010

As the government rebrands its personal pensions scheme as NEST (National Employment Savings Trust), industry experts are warning savers not to wait for the new workplace pension scheme, which will not be fully operational until 2017.
Tags: AIB Bank, Co-Operative Bank, Commercial Loans, Company Pension Scheme, Company Pensions, Mortgage, Mortgage Advice, Mortgage Insurance, National Employment Savings Trust, NEST, Occupational Pensions, Personal Accounts, Personal Accounts Scheme, Personal Pensions, Spanish Investment
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Tuesday, January 5th, 2010

Flaws in the government’s planned ‘Personal Account’ pension scheme have been highlighted by new quality standards for company or occupational pension schemesfrom the National Association of Pension Funds (NAPF).
Tags: AIB Bank, Commercial Loans, Company Pensions, IBM, Kellogg's, Low Interest Rates, Marks & Spencer, Mortgage, Mortgage Advice, Mortgage Insurance, National Association of Pension Funds NAPF, Occupational Pensions, Pension Funds, Pension Quality Mark, Personal Accounts, Personal Accounts Scheme, Personal Pensions, Spanish Investment, Standard Life, UK Investments, Wealth Management
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Tuesday, December 22nd, 2009

Consumers feel confused and daunted by the prospect of comparing products, when shopping around for mortgages and personal pensions, according to a new survey published this week by the retail industry watchdog Consumer Choice.
Tags: Consumer Choice, Friends of the Earth, Independent Financial Advice, Independent Mortgage Advice, Investment Bond, Investment Funds, Investment Strategy, MetLife, Mortgage Advice, Mortgage Deals, Mortgage Insurance, Mortgage Rates, Mortgages, Pensions and Retirement, Personal Pensions, Private Pensions, Repossessed Spanish Property, Stockholm Environment Institute, Writing a Will
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Thursday, November 26th, 2009
Smaller employers with past experience of successfully implementing legislative changes in the workplace have named external advice as the key ingredient of a smooth transition.
The Department for Work and Pensions (DWP) has published a survey of 28 companies with 1-49 employees, which have gone through the process of implementing change in the past.
Tags: AIB Bank, Co-Operative Bank, Company Pension Scheme, Department for Work and Pensions, DWP, Mortgage, Mortgage Advice, Mortgage Insurance, Office of Fair Trading, Personal Accounts, Personal Accounts Scheme, Personal Pensions, Retirement Planning, UK Stockbrokers, UK Sustainable Investment & Finance Association
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Monday, November 23rd, 2009
As UK pension funds continue to announce massive shortfalls in funding for direct benefit pensions, a new report indicates that the management practices of many funds has not been revamped in the last decade to streamline decision-making and address issues of funding, strategy and risk. This has happened despite dramatic changes in the market, and [...]
Tags: AIB Bank, American Express, Barclays, Credit Rating, Defined Benefit Pension Scheme, Fujitsu, IBM, Maximum Pension Contribution, MetLife, Mortgage Insurance, Office of Fair Trading, Pensions, Pensions and Retirement, Personal Pensions, Pirelli, Retirement Planning, TV Advert, UK Investment Advice, UK Investments, UK Mortgage Deals, UK Pension
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Wednesday, November 11th, 2009
The number of people working past retirement age will double over the next ten years, as employees struggle to defer a drop in their living standard due to inadequate pension provision. The rising number of older workers may mean additional costs to companies, as their payments of death-in-service benefits and insurances increase accordingly. There will be [...]
Tags: AIB Bank, Commercial Loans, Company Pensions, Financial Ombudsman Service, Health Insurance, Maximum Pension Contribution, Mortgage Insurance, Office of Fair Trading, Pensions, Personal Pensions, Prudential, Retirement Planning, Second Home In Spain
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Thursday, October 29th, 2009
How is your pension provision? Unless you are Sir Fred Goodwin, who recently resigned as chief of the Royal Bank of Scotland with an annual pension of £703,000, your current personal pension provision may be in need of some attention. The basic State Pension, which was sufficient to sustain several post-war generations, was linked to [...]
Tags: AIB Bank, Basic State Pension, Best UK ISA Funds, Maximum Pension Contribution, Mortgage Deposit, Mortgage Insurance, Northern Ireland Bank, Office of Fair Trading, Pension Quality Mark, Pensions, Personal Pension, Personal Pensions, Retirement, Retirement Planning, State Pension
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Wednesday, August 5th, 2009
One interesting option for the larger pensions saver who wishes to have more control over their pensions investment is the Self-Invested Pension Plan (SIPP).
Tags: AIB Bank, Mortgage Deposit, Mortgage Insurance, Office of Fair Trading, Pension Advice, Pension Credits, Pension Financial Planning, Personal Pension, Personal Pensions, Retirement Planning, Self Invested Pension Plan, SIPP, SIPPS
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Wednesday, August 5th, 2009
The burden of pension planning is shifting towards the private individual. Here we give our top 5 questions to consider, when planning a personal pension.
Tags: AIB Bank, London Stock Exchange, LV=, Maximum Pension Contribution, Mortgage Insurance, Office of Fair Trading, Pension Contributions, Pension Credits, Pension Income, Pension Planning, Pensions, Personal Pensions, Retirement Planning, SIPP, Stakeholders Pension
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