Three quarters of UK homeowners don’t know what difference a 1% rise in interest rates would make to their monthly mortgage repayments, although half expect rates to change in the short term Read More
Posts Tagged ‘Mortgage Rates’
Homeowner confusion over monthly mortgage repayments
Thursday, July 8th, 2010Age for Basic State Pension to rise 1 year every 5 years
Friday, June 25th, 2010The government is to raise the Basic State Pension age by 1 year every 5 years, to reach 70 in 2035. Anyone aged 45 or younger will now be unable to take their Basic State Pension until they reach 70.
BP share slump wipes billions off UK pensions income
Monday, June 7th, 2010
As BP’s share price nosedives due to the Gulf of Mexico oil spill, pensions income from UK pension funds with large holdings in BP is suffering. A projected pensions income of £15,000 a year could have lost £400.
Pension Income – delays in retirement planning could cost dearly
Wednesday, May 19th, 2010The cost of delaying your pension planning could require a massive increase in contributions, to attain a specific pension income. To retire on £10,000 a year you can start saving £125 per month at age 20. If you leave it until 50, this rises to £660.
Personal pensions a priority as occupational pensions crisis continues
Friday, May 14th, 2010Marks and Spencer and the Wedgwood Museum are the latest to report crippling debts from their occupational pensions schemes. Employees must increasingly consider private pension schemes, as final salary pension schemes continue to shut down.
How pension changes save the state money
Thursday, May 13th, 2010Government pension changes likely to be introduced based on pre-election pledges by the Conservatives and the Lib Dems are currently being presented as benefits that will increase pension income from both state and private pensions. Dig a little deeper, however, and we see that the pension changes are primarily designed to save the state money.
Pension advice crucial in pensions transfers
Monday, April 19th, 2010Pension advice is crucial for those considering transferring a pension – especially those in an occupational pension scheme who are being encouraged to transfer by an employer. Care is needed, though, as the standards of pension advice vary widely, and are still causing concern to the Office of Fair Trading (OFT).
Pension planning rises again, says L&G
Thursday, April 15th, 2010
Pension planning is on the minds of savers again, with 1 in 3 people thinking of setting up private pension schemes this year, compared with just 1 in 5 a year ago, according to Legal and General.
FSA tightens up on Building Society mortgage deals
Tuesday, March 30th, 2010The Financial Services Authority has warned building societies to further restrain mortgage lending and limit the size of mortgage deals. The move is intended to prevent borrowers from saddling themselves with debt which, while affordable today, could become unsustainable if interest rates were to rise.
Mortgage rates stable as Bank of England holds fast
Thursday, March 4th, 2010
The Bank of England has today decided to hold interest rates at the historic low of 0.5%. Customers seeking first time buyer mortgages right now are being advised to seek quality independent financial advice. An independent mortgage advisor, with their ‘whole of market’ approach, can find the very best mortgages based on the whole of the UK market, and will on average save you almost £1,000 on your annual mortgage repayments.
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