Three quarters of UK homeowners don’t know what difference a 1% rise in interest rates would make to their monthly mortgage repayments, although half expect rates to change in the short term Read More
Posts Tagged ‘Mortgage’
Homeowner confusion over monthly mortgage repayments
Thursday, July 8th, 2010House prices rise in March, soothing fears of second recession
Tuesday, March 30th, 2010The latest Nationwide house price index has shown house prices increase by 0.7% in March, reversing the downward trend in February which had worried many experts, fearful of a second recession.
Mortgage rates stable as Bank of England holds fast
Thursday, March 4th, 2010
The Bank of England has today decided to hold interest rates at the historic low of 0.5%. Customers seeking first time buyer mortgages right now are being advised to seek quality independent financial advice. An independent mortgage advisor, with their ‘whole of market’ approach, can find the very best mortgages based on the whole of the UK market, and will on average save you almost £1,000 on your annual mortgage repayments.
Halifax Guarantor Mortgages Withdrawn
Monday, February 22nd, 2010
Halifax is changing its policy on parents paying deposits on mortgages for their children. In future, parents must pay the mortgage deposit into an account at Halifax parent, Lloyds.
Householders with credit cards forced to make mortgage repayments ‘on the plastic’
Tuesday, January 12th, 2010More than 1m householders have had to use a credit card for rent payments or mortgage repayments in the last 12 months, according to the data published today by housing charity Shelter.
Don’t wait for Government – act now on your personal pension
Friday, January 8th, 2010
As the government rebrands its personal pensions scheme as NEST (National Employment Savings Trust), industry experts are warning savers not to wait for the new workplace pension scheme, which will not be fully operational until 2017.
Pension quality mark for occupational pension schemes shows flaws in government plan
Tuesday, January 5th, 2010
Flaws in the government’s planned ‘Personal Account’ pension scheme have been highlighted by new quality standards for company or occupational pension schemesfrom the National Association of Pension Funds (NAPF).
Normality breaks out in the mortgage market – CML
Friday, December 18th, 2009Mortgage lending in November was down by 10% over October, and is expected to remain stable or drop slightly in the coming months, according to new data released by the Council of Mortgage Lenders today.
This should not set alarm bells ringing, however. A slowdown is normal for the time of year, due to seasonal factors and, this time round, the end of the stamp duty holiday on 31 December. These factors caused a ‘bunching’ in house buying activity over the last few months of 2009.
UK residents give up on ambition to be first time buyers
Thursday, December 17th, 2009Thousands of young adults disheartened by recent harsh market conditions no longer have the desire to own their own home, and the number of first time buyers is continuing to fall, according to the National Association of Estate Agents (NAEA).
Only 19% of homebuyers during November were first time buyers, the lowest proportion of FTBs in the market in a year, NAEA revealed.
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