First time buyer mortgages were a smaller part of overall mortgage sales in April, says the Council of Mortgage Lenders (CML), indicating that first time buyer mortgage deals remain hard to obtain.
Posts Tagged ‘National Housing Federation’
First Time Buyer Mortgages remain out of reach, says CML
Friday, June 18th, 2010Couples only, please, for new first time buyer mortgage
Thursday, June 10th, 2010
Platform has launched a new mortgage aimed at joint borrowers and couples. The product is available as a first time buyer mortgage and remortgage. Click on headline to read more.
Little increase in mortgage deals as market remains flat
Thursday, May 27th, 2010There was little increase in the number of new mortgage deals closed by bank lenders in April, as the annual ‘spring bounce’ failed to materialise, according to the British Bankers’ Association (BBA). Consumers are focussed on clearing existing debt, rather than taking on more.
Mortgage lending up 12% as the sun comes out again
Wednesday, April 14th, 2010
Mortgage lending in February was up a healthy 12%, following a bout of cold feet (and hands) that kept buyers at home during the January blizzards, the Council of Mortgage Lenders revealed today.
Promises, promises? Never-ending stamp duty holiday for first time buyers
Tuesday, April 13th, 2010First time buyers could enjoy a permanent stamp duty holiday as they take their first time buyer mortgage, as the Tories pledge they will keep forever the stamp duty holiday on homes under £250,000. Meanwhile, competition in the first time buyer mortgage market is hotting up as the daffodils bloom.
First time buyers’ mortgages still tricky, despite budget break
Thursday, March 25th, 2010
The average house price for first time buyers is currently four times the national average wage, compared with 2.9 times the average wage in 1990. With a first time buyer mortgage more out of reach than ever, many are delaying marriage and family, according to new data from the National Housing Federation.
Shop around but hurry, say mortgage advisors
Monday, March 1st, 2010Mortgage advisors are urging mortgage clients to ‘shop around’ and also consider remortgage options, as some lenders raise their mortgage interest rates to account for a possible Bank of England rates increase later this year. Certain lenders are already raising their standard variable rate (SVR), which customers move to by default, if they do not switch to a different mortgage deal at the end of their initial tie-in period.
Babygloomers botched financial planning for their Yuckies
Wednesday, February 17th, 2010Almost 3 in 10 parents are forced to remortgage their homes, due to a lack of financial planning for a growing generation of Yuckies (Young Unwitting Costly Kids), according to a new report from The Children’s Mutual. These are the parents of the ‘Babygloomers’ generation.
Melting snows reveal great remortgage deals
Wednesday, February 10th, 2010
As we emerge from a snowy January, the climate is particularly favourable for those seeking a remortgage. Lenders are competing for the business of mortgage holders with significant equity built up in their homes.
Bank of England boost as mortgage repayments tumble
Monday, December 14th, 2009
Most holders of variable rate mortgages in the UK are now paying £100 – £200 per month less on their mortgage than a year ago, according to new data from the Bank of England.
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