Did you know that, with Class 3 contributions, you can buy back and ‘fill in’ missing years of National Insurance contributions, thus increasing the amount of your Basic State Pension when you retire? Just click on the headline, to read more.
Posts Tagged ‘National Insurance Contribution’
Buy back Time to top up Basic State Pension
Tuesday, June 8th, 2010State Pension changes penalise women
Friday, March 5th, 2010Women turning 60 and claiming their basic state pension before April 6th stand to lose up to £20,000 of retirement income, compared to women turning 60 later this year. New rules that will apply after 6th April significantly relax the requirements to receive the full basic state pension for women.
Remote Financial Advice Now available
Tuesday, November 24th, 2009Changes in State Pension good news for pensioners
Thursday, October 29th, 2009The promised re-indexation of the basic State Pension to reconnect it to earnings should mean a substantial increase in government pensions after 2012.  The basic State Pension was linked to earnings once before, in the 1970s, but was switched to link to prices through the Retail Price Index in 1980. As earnings generally increase faster than inflation, the long-term [...]
Boost your pension: Plug the gaps in your NI contributions
Thursday, July 23rd, 2009Are you recently or soon-to-be retired, but not eligible for the basic State Pension due to just a few years of missed National Insurance contributions? It is now possible to render yourself eligible again, by ’plugging the gaps’ in your National Insurance record. Since April 2009, you can ‘buy back’ up to six years of additional National Insurance contributions [...]
Biting the bullet with salary sacrifice
Thursday, June 18th, 2009Until the recent budget, National Insurance at 11% formerly applied only to the first £34,840 of your income. On the remainder of your income above and beyond that, your National Insurance contributions were just 1%. However, this £34,840 threshold has now increased to £43,888, so that there is an additional £9,048 where national insurance takes [...]
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