Posts Tagged ‘Northern Ireland Bank’

Are you saving enough into your pension for retirement?

Thursday, October 29th, 2009

How is your pension provision? Unless you are Sir Fred Goodwin, who recently resigned as chief of the Royal Bank of Scotland with an annual pension of £703,000, your current personal pension provision may be in need of some attention. The basic State Pension, which was sufficient to sustain several post-war generations, was linked to [...]

Pension income: The shrinking balloon

Tuesday, August 11th, 2009

As people aspire to retire earlier, and yet more healthy lifestyles mean that we are living longer, our retirement needs are undergoing an evolution so radical that some would term it a ‘revolution’.

Pensions provision: Government’s demographic ‘time-bomb’

Wednesday, August 5th, 2009

The gradual decline of pensions provision in both public and private sectors may lead to a situation where large portions of the population are strapped for cash in their retirement.

Don’t think company pension, think employee benefits

Wednesday, August 5th, 2009

When considering a company pension scheme, there are many questions to answer. It is crucial to remember that a company pension is part of a larger package of employee benefits, which may vary considerably from company to company.

Planning your personal pension

Friday, July 17th, 2009

The latest budget poured a bucket of ice water over the enthusiasm of most private companies for company pension schemes. It certainly seems likely that, in future, the onus will be on the financially aware individual to look after his own pension provision. This raises the prospect of planning and setting up a personal pension [...]

Pension planning: Five points to ponder

Monday, July 6th, 2009

The world of pensions planning places high demands on our capacity to see, and make predictions, far into the future. Retirement seems a long way off, when you are in your twenties. However, these early years are precisely the time when it makes sense to set up a pension, and begin planning for that ‘golden sunset’ [...]

Are you an ostrich, where your pension is concerned?

Wednesday, June 10th, 2009

Are you prone to ‘ostrich syndrome’, when it comes to planning for your future, and your pension plan? They say that the ostrich, rather than facing up to a threat or a problem, buries its head in the sand, in the hope that the problem will simply go away. Why does ‘ostrich syndrome’ appear to [...]

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