Continue to base your pension planning on retirement at 65, even if you are hoping to work into retirement, says Friends Provident. Health or other issues could well shatter your plans for a longer working life. Click headline to read more.
Posts Tagged ‘Office of Fair Trading’
Pension planning more crucial due to new retirement age
Wednesday, June 23rd, 2010June 2010 Budget Changes – Capital Gains Tax hike to 28%
Tuesday, June 22nd, 2010As part of today’s June 2010 budget changes, the Chancellor George Osborne has announced an increase in Capital Gains Tax for higher earners from 18% to 28%, effective from midnight tonight. This will relate to higher earners who earn more than £44,875 (i.e. who have taxable income of more than £37,400). For those paying the basic rate [...]
Pension Savings – new ways proposed by Think Tank
Tuesday, June 15th, 2010
A leading government think tank is proposing pension savings that are not ‘locked away’, perhaps by combining pension savings and ISAs, which could then be left to your children free of tax. Click on headline to read more.
Government pensions – review of costly public sector schemes
Tuesday, June 1st, 2010
How will the government pensions review affect you? Read more here
Government pension review will add 2.5% to basic state pension
Friday, May 28th, 2010The government pension review confirmed this week will add at least 2.5% to the basic state pension from 2012. This will bring the basic state pension to over £100 per week for a single and £160 for a couple.
State pensions age could be 70, when pensions timebomb blows
Wednesday, May 26th, 2010
State pensions, soon to be re-linked to inflation, are likely to be more generous than before. There will be more pensioners drawing state pensions, but less workers funding each pension. It’s not rocket science. Something’s gotta give. Where will you be, when the pensions timebomb blows?
Less than 1 in 5 take pension advice, says Pru
Friday, May 21st, 2010Less than 1 in 5 people planning to retire in 2010 will take pension advice from a qualified pension planner, according to Prudential.
Retirement planning – longer work lives for UK ‘welderly’
Thursday, May 20th, 2010
Over 33m UK adults (68%) say they have put retirement planning on hold, and will not give up work on their official retirement date, according to the new Real Retirement Report by Aviva.
External factors can cut your pension income
Wednesday, May 19th, 2010
The election and the ‘week of indecision’ caused stock market turbulence that played havoc with the projected pension income of savers. Your projected annual pension income could have varied by almost £800, depending on when you retired in the elections fortnight. What a difference a day makes … when you’ve a pension plan to worry about.
Pension Income – delays in retirement planning could cost dearly
Wednesday, May 19th, 2010The cost of delaying your pension planning could require a massive increase in contributions, to attain a specific pension income. To retire on £10,000 a year you can start saving £125 per month at age 20. If you leave it until 50, this rises to £660.
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