Thursday, June 24th, 2010
The top career choices for 5-7 year olds now need 3rd-level education. Top 3 choices are teacher, doctor and vet. These will cost over £100,000 to fund, and 93% of parents will carry that cost. Saving for kids is essential, and needs careful forward planning. Read full lists of kids favourite careers by clicking on headline above.
Tags: Children's Mutual, Childrens Savings, Childrens Stakeholder Pensions, Online Mortgage Deals, Online Stockbrokers, Repossessed Spanish Property, Savings, Savings Accounts, Savings and Investments
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Thursday, May 27th, 2010
The cost of raising a child from birth to age 21 has topped £200,000 for the first time, according to the annual Cost of a Child survey by insurer LV=. With good financial planning, you can spread the burden of two decades with your little bundles of joy.
Tags: DWP, Enterprise Investment Schemes, Financial Advice, Financial Planning, Individual Voluntary Arrangement, ISAs, IVA Advice Northern Ireland, Online Financial Advice, Online Mortgage Deals, Online Stockbrokers, Research Your Mortgage, Savings, Savings and Investments
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Wednesday, May 26th, 2010
Children’s savings have taken a blow this week, with the announced abolition of the Child Trust Fund scheme (CTF) due to government cuts. What are the other options for children’s savings?
Tags: Childrens Pensions, Childrens Savings, Childrens Stakeholder Pensions, Individual Voluntary Arrangement, ISAs, Online Mortgage Deals, Research Your Mortgage, Savings, Savings Accounts
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Monday, May 24th, 2010
In an unexpected move against savings for children, the government has announced that the Child Trust Funds Scheme is to be completely scrapped in a phased move from August 2010.
Tags: Child Trust Funds, Childrens Pensions, Childrens Savings, Childrens Stakeholder Pensions, Increased Life Expectancy, Investments for Children, Online Mortgage Deals, Research Your Mortgage, Savings, Savings Accounts
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Wednesday, May 19th, 2010
Investors can save thousands with regular financial planning advice and financial reviews. Fine-tune your financial planning with regular reviews of your mortgage deal, funds investments, and pension planning.
Tags: Annual Financial Review, Annual Pension Review, Base Rate, Basic State Pension, Cash ISAs, Cheap Life Insurance, Enterprise Investment Schemes, Environment, Environmental News, Financial Planning, Financial Planning Advice, Financial Planning Review, IBM, Income Tax Allowances, Individual Voluntary Arrangement, Inheritance Tax Liability, Investment Funds, Investment Strategy, Investments, ISAs, Life Insurance, Maximum Pension Contribution, Mortgage Application, Mortgages, Online Mortgage Deals, Pensions, Personal Insurance, Repossessed Spanish Property, Savings, Savings and Investments, Stocks And Shares ISA
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Monday, May 10th, 2010
Banks and building societies are now offering special deals on one investment or savings product, provided that the customer signs up for a second, additional investment product at the same time. However, such “tied” deals involving 2 linked products are not always in the best interests of the consumer, according to the EU.
Tags: Advice On Investments, Barclays, Friends of the Earth, Homeowner Loans, Income Tax Allowances, Independent Financial Advice, Independent Mortgage Advice, Investment Advice, Investment Bond, Investments, Mortgage Advice, Online Mortgage Deals, Savings, Stockholm Environment Institute
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Wednesday, April 21st, 2010

New customers rushed to cash in on tax-free ISA savings this month, pushing account applications up 52% on last year. The new, higher ISA limits have boosted the already-popular savings accounts, which are already held by over a third of households in the UK.
Tags: Bank Of England, Barclays, Best Pension, Cash ISAs, Cheap Life Insurance, Financial Life Cycle, Halifax, Individual Savings Accounts, Individual Voluntary Arrangement, ISA Allowance, ISAs, Online Mortgage Deals, Research Your Mortgage, Savings, Savings and Investments, Stocks And Shares ISA, UK Investment Advice
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Friday, April 16th, 2010

When planning your children’s savings, factor in £383 per year for technology – for everything from computer games, music downloads, and mobile phone costs, says Halifax in a new survey published this week.
Tags: child, Child Savings, Child Trust Funds, Childrens Savings, Childrens Stakeholder Pensions, Increased Life Expectancy, Investments for Children, Online Mortgage Deals, Online Stockbrokers, Research Your Mortgage, Savings, Savings and Investments
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Monday, April 12th, 2010
The new tax year, which began on 6th April 2o1o, offers a golden opportunity for tax savings. Make use of your brand new tax allowances to fine-tune your financial planning, and minimise tax. With financial advice you can streamline your savings strategy by getting the best savings rate and fully utilising your ISA cash allowances. You can ensure you take advantage of your allowances for Capital Gains Tax, if you are selling an asset. You can plan to maximise tax reliefs from pensions contributions. You can gain 30% tax relief on investments in Venture Capital Trusts (VCTs). You can take the necessary steps to avoid 40% Inheritance Tax on wealth passing to your children and heirs. If you are an employer, you can plan for the upcoming government NEST scheme, which will require you to have, or set up, a pensions department that offers a pension to all employees.
Tags: Avoid Tax, Best Mortgage Deal, Capital Gains Tax, Cash ISA, Cash ISAs, Certified Financial Planner, Chartered Financial Planners, Cheap Life Insurance, Critical Illness Insurance, Debt Management, Efficient Tax Planning, Enterprise Investment Scheme, future energy supply, Gareth Flanagan, Individual Voluntary Arrangement, Inheritance and Tax Planning, Inheritance Tax, Inheritance Tax Advice, ISAs, Maximum Pension Contribution, NAEA, Online Mortgage Deals, Pension Savings, Pension Schemes, Pensions, Personal Tax, Private Pension, Professor David MacKay, Reclaim Capital Gains Tax, Remortgages, Repossessed Spanish Property, Savings, State Pension, Stocks & Shares ISA, VCT, Venture Capital Trusts
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Friday, April 2nd, 2010
ISA savings are strangled in red tape, mired in misinformation and blocked by barriers to switching accounts, says market watchdog Consumer Focus. Inefficiencies by ISA providers may cost savers up to £3 billion in lost interest. A ‘super-complaint’ has been lodged with the Office of Fair Trading.
Tags: Cash ISAs, Cheap Life Insurance, Individual Savings Accounts, Individual Voluntary Arrangement, ISAs, OFT, Online Mortgage Deals, Research Your Mortgage, Savings, Stocks & Shares, SVR
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