Families in the UK are £6 a week worse off than a year ago, according to new figures published this week by supermarket chain Asda. Savings meanwhile are, on average, adequate for just 14 days of living costs.
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Savings levels low, families £6 per week poorer than last year
Wednesday, March 31st, 2010Savings flow to share investments after cash crunch
Monday, March 29th, 2010
A basic rate taxpayer currently needs a savings account that will pay 3.75%, just to beat inflation, according to new data released today. The 40% taxpayer is in an even tighter corner. More and more investors are turning away from cash and looking at stocks and shares, for better growth potential.
Consumers continue to neglect financial planning
Monday, March 29th, 2010Over a third of UK workers are neglecting their financial planning, and the problem is most pronounced among lower earners, according to a new report by the Association of British Insurers (ABI). While 40% of people admit they have made no provision in their financial planning to cope with unexpected future eventualities, this figure rises to 46% among those earning less than £20,000 per year.
Savings on hold as households suffer
Friday, March 19th, 2010Currently, 11% of the adult population of the UK, or 5.4m adults, spend more than they earn each month, according to new data released this week. This is an increase of 12% since 2008, when 4.8m adults were living beyond their means.
Savings and investments made simple
Friday, March 12th, 2010
Savings and investments for yourself and your family are much easier with a little knowledge, and some good financial advice. Here is our jargon-free round-up of savings and investments, showing the advantages and risks of each investment type.
ISAs perfect for children’s savings
Tuesday, March 9th, 2010Why lose this year’s allowances for tax-free savings in ISAs? With just weeks to go before this year’s ISA allowances of £7,200 expire, you could set up ISA accounts to save for your children’s education.
Fifty ways to leave your cover… financial planning tips on your insurance, mortgage, and savings account
Wednesday, January 27th, 2010There must be … fifty ways to leave your cover. Figures show that savvy mortgage buyers, savers, and buyers of life insurance all stand to save thousands, by shopping around, switching deals, and taking independent financial advice
Get down to brass tax, with tax-free savings! Use your ISA allowances now
Wednesday, January 27th, 2010It’s that time of year again! With the end of the tax year on 5th April 2010 fast approaching, now is the time to snap up this year’s allowances for tax-free savings in Individual Savings Accounts (ISAs).
Saving for a rainy day takes priority over saving for retirement
Monday, December 7th, 2009The recession has taken its toll on the mindset of Britain’s savers, with saving for emergencies now top priority in their financial planning, according to National Savings & Investments (NS&I).
While retirement saving was top priority three years ago, pension planning has now dropped into 4th place in autumn 2009, as savers seek to squirrel cash away for a rainy day, according to the Autumn 2009 Quarterly Savings Survey by National Savings & Investments.
Consumers must understand savings and investment risk
Thursday, November 26th, 2009A new report indicates that users of savings and investment products need a deeper understanding of how risk can be managed in stock market investments. The insurance company MetLife has revealed that the recent fluctuations in stock markets have considerably unsettled almost half of all savers. Of those with cash invested in stock markets, 47% [...]
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