Enhanced annuities offer a higher pension income to those whose life expectancy is reduced by smoking, or certain conditions including high blood pressure and high cholesterol. Demand for enhanced annuities was up by 41% in the first half, indicating that good pensions advice is making consumers more ‘savvy’ in their retirement planning.
Posts Tagged ‘Pension Advice’
Smarter annuities shoppers maximise pension income
Monday, September 6th, 2010Company pensions to suffer as government launches NEST
Wednesday, September 1st, 2010
Two-fifths of larger employers may review their company pension scheme and cut costs, in preparation for the launch of the National Employment Savings Trust in 2012.
Read More
Pension Income plans will limit income drawdown
Tuesday, August 24th, 2010Government is proposing to scrap Alternatively Secured Pensions (ASPs) but offer income drawdown of pension savings subject to new limits.
Falling pension income shows pension reviews essential
Monday, August 23rd, 2010
Projected pension income for private pensions savers continued to fall in July 2010, underlining the need for regular pension reviews to keep pension savings on track. Read More
Retirement cancelled due to lack of interest, as over-50s revise pension planning
Friday, July 30th, 2010Over half of over-50s believe they may never afford to stop working, now that the retirement age is to go in October 2011. Fifty-nine per cent of workers fear they did not save enough into their pensions, and may now outlive their pension savings.
Pensioners lose out by not seeking unbiased financial advice on pensions annuities
Monday, July 26th, 2010Pensions savers may be losing out on 20-30% of potential pension income, by buying their pensions annuity without taking unbiased financial advice. Many pensions companies fail to clearly explain to savers their right to shop around – the so-called ‘open market option’.
June 2010 Budget – Review of Public Sector Pensions
Tuesday, June 22nd, 2010In today’s June 2010 budget, Chancellor George Osborne has announced that ex-Labour cabinet minister John Hutton has agreed to head up the commission which will rein in the spiralling cost of public sector pensions. Click headline to read more.
Public sector pension income beyond reach of private sector
Tuesday, June 22nd, 2010Private sector employees would have to save 37% of their earnings, to achieve the same levels of pension income as a public sector employee in a final salary pension scheme, according to new data by PriceWaterhouseCoopers (PWC). However, only 6% of private companies are intending to keep their final salary schemes open, intending instead to replace them with [...]
Financial Plan will make your Life complete, psychologists say
Thursday, June 17th, 2010
Having a financial plan with clearly-defined goals gives you a sense of control and reduces money worries. This translates into higher self-esteem, says a new psychologist’s report. Read more by clicking on the headline.
One-third ignore pension plans, a quarter ‘don’t care’
Wednesday, June 16th, 2010A third of us with pension plans do not know how they are invested, a further quarter ‘don’t care’, and half of us would need a pension pot of more than £10,000, before seeking financial advice. Survey shows a shocking level of ‘pensions indifference’ in the UK. Click headline for more details!
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