Friday, May 28th, 2010
The government pension review confirmed this week will add at least 2.5% to the basic state pension from 2012. This will bring the basic state pension to over £100 per week for a single and £160 for a couple.
Tags: AIB Bank, Basic State Pension, Best UK ISA Funds, Financial Advice Northern Ireland, Government Pension, LV=, Maximum Pension Contribution, MetLife, Office of Fair Trading, Pension Planning, Pension Quality Mark, Pensions, Pensions and Retirement, Retirement Planning, State Pension
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Monday, April 26th, 2010

Every UK company will soon be required to offer pensions to all employees, following the launch of the National Employment Savings Trust (NEST). However, employers who act now can still exempt themselves from NEST by setting up their own scheme.
Tags: AIB Bank, Basic State Pension, Best UK ISA Funds, Co-Operative Bank, Commercial Loans, Company Pension Scheme, Company Pensions, Financial Advice Northern Ireland, Government Pension, Life Policy, Londonderry Financial Adviser, Maximum Pension Contribution, NEST, Pension Advice, Pension Credits, Pension Quality Mark, Pensions, State Pension
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Friday, March 26th, 2010

Using the facility of ‘substitution’ a divorced homemaker, who has never worked, can obtain a state pension, by claiming on her former partner’s National Insurance contributions.
Tags: AIB Bank, Basic State Pension, Best UK ISA Funds, Londonderry Financial Adviser, LV=, Maximum Pension Contribution, Pension Credits, Pension Planning, Pension Quality Mark, Pensions, State Pension
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Friday, March 5th, 2010
Women turning 60 and claiming their basic state pension before April 6th stand to lose up to £20,000 of retirement income, compared to women turning 60 later this year. New rules that will apply after 6th April significantly relax the requirements to receive the full basic state pension for women.
Tags: AIB Bank, Basic State Pension, Best UK ISA Funds, Investment Wrapper, Investments, National Insurance, National Insurance Contribution, Northern Ireland IVA, Pension Quality Mark, Retirement Income, State Pension
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Wednesday, March 3rd, 2010
Are you one of the 27% of people soon to retire, who will rely on the basic state pension as their main means of support? If so, then you could be receiving basic state pension benefits that currently stand at less than £5,000 a year.
Tags: AIB Bank, Basic State Pension, Best UK ISA Funds, Financial Advice Northern Ireland, Government Pension, Londonderry Financial Adviser, Office of Fair Trading, Pension Credits, Pension Quality Mark, Retirement Planning, State Pension
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Thursday, January 28th, 2010
Latest facts released by the pensions industry are revealing some worrying trends with regard to our levels of pension saving … or not saving.
Tags: AIB Bank, Annuities, Basic State Pension, Best UK ISA Funds, Financial Life Cycle, Halifax, Inheritance Tax, Level Annuity, Londonderry Financial Adviser, Maximum Pension Contribution, Pension Credits, Pension Quality Mark, Pension Schemes, Pensions, Prudential, Second Home In Spain, Skipton Building Society, State Pension, Unit Trust
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Tuesday, January 19th, 2010

Planned increases in the state pension age are likely to lead many to use income drawdown in their retirement planning, as they seek out ways to tap into their personal pension before they reach state pension age.
Tags: AIB Bank, Annuities, First Time Mortgage, Income Drawdown, Loan Insurance, Minimum Retirement Age, Mortgage Insurance, Pension Annuity, Pension Quality Mark, Pensions Annuity, Personal Pensions, Sickness Cover, State Pension, Unit Trust
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Tuesday, January 5th, 2010

Flaws in the government’s planned ‘Personal Account’ pension scheme have been highlighted by new quality standards for company or occupational pension schemesfrom the National Association of Pension Funds (NAPF).
Tags: AIB Bank, Commercial Loans, Company Pensions, IBM, Kellogg's, Low Interest Rates, Marks & Spencer, Mortgage, Mortgage Advice, Mortgage Insurance, National Association of Pension Funds NAPF, Occupational Pensions, Pension Funds, Pension Quality Mark, Personal Accounts, Personal Accounts Scheme, Personal Pensions, Spanish Investment, Standard Life, UK Investments, Wealth Management
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Wednesday, December 16th, 2009
Adult professionals are more dependent on their parents for a financial lifeline than ever before, as over half in the age range 35-45 declare they rely on their inheritance to finance their retirement planning. These are the conclusions of the charity Elizabeth Finn Care, which specialises in assisting professional people in need of financial and [...]
Tags: AIB Bank, Basic State Pension, Best UK ISA Funds, Fund Portfolio, Inheritance Planning, Mortgage Deposit, Office of Fair Trading, Pension Quality Mark, Personal Pension, Retirement Planning, State Pension
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Thursday, November 26th, 2009
Could you survive on just the basic state pension? The basic state pension currently pays out £95.25 for an individual. This can be supplemented with Pension Credit, which can bring the total up to £130, or £198.45 for a couple. However, Pension Credit is means-tested, in other words, you will not get it if you [...]
Tags: Age Concern, AIB Bank, Basic State Pension, Best UK ISA Funds, Londonderry Financial Adviser, Maximum Pension Contribution, Pension Credits, Pension Quality Mark, Pensions, State Pension, Tax Incentivised Savings Association
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