Pension Scheme | Independent Financial Advice Service, Pensions and Investment Portfolio Advisers - Principle First

Government pension provision – Personal Accounts

Friday, July 17th, 2009

The mainstay of government pension provision is currently the basic State Pension, funded by National Insurance Contributions, and alongside that, the pension credit scheme, which is a ‘top-up’ payment to the State Pension. From 2012, the government will take an initiative in pensions provision to company employees, known as the Personal Account. Here are the [...]

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Planning your personal pension

Friday, July 17th, 2009

The latest budget poured a bucket of ice water over the enthusiasm of most private companies for company pension schemes. It certainly seems likely that, in future, the onus will be on the financially aware individual to look after his own pension provision. This raises the prospect of planning and setting up a personal pension [...]

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Business matters: Financial advice for the self-employed

Tuesday, July 14th, 2009

Income protection insurance, critical illness insurance, life cover and pension planningÂ - all important things to consider when setting up your own business and becoming self-employed. Good advice on these can reduce that giant leap for mankind to something more manageable – with just a little wisdom fromÂ your financial adviser. Here are some aspects to consider, [...]

Tags: Critical Illness Insurance, Fixed Rate Mortgage, Income Protection Ins, Investment Strategy, LV=, Maxi ISA Contribution, Mortgage Deposit, Mortgages, Office of Fair Trading, Online Mortgage Deals, Pension Planning, Pension Scheme, Personal Pension, Remortgage, Repossessed Spanish Property, Retirement Planning, Savings
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Employee benefits – The questions to ask

Monday, July 6th, 2009

There’sÂ more to working life than just your pension scheme! The pension scheme is just part of a wider package of goodies that come under the general heading of ‘employee benefits’. Here we give a simple guide to the issues affecting employee benefits, and the questions to ask a prospective employer. Is the pension scheme [...]

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Pension advice: Starting a pension

Thursday, May 14th, 2009

There are no short cuts to building a decent pension. Start early, and save hard. The basic state pension is less than Â£5,000 a year, and with the average retirement now spanning 20 to 30 years, there has to be more cash â€˜in the potâ€™. For a full pension, a woman must have 39 years [...]

Tags: AIB Bank, Life Policy, London Stock Exchange, Lufthansa, Maxi ISA Contribution, Mortgage Deposit, Mortgage Protection Insurance, Northern Ireland IVA, Office of Fair Trading, Pension Advice, Pension Contributions, Pension Income, Pension Protection Fund, Pension Quality Mark, Pension Scheme, Personal Pension, Private Pension, Retirement Income, Retirement Planning, Starting A Pension, State Pension
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