Three-quarters of final salary company pension schemes in the UK are now in deficit, potentially jeopardising the pensions provision of thousands of workers, according to the Pension Protection Fund.
Posts Tagged ‘Pension Schemes’
Still counting on ‘Nanny State’ for a generous state pension? Think again…
Thursday, January 28th, 2010Latest facts released by the pensions industry are revealing some worrying trends with regard to our levels of pension saving … or not saving.
Five ways to cut your personal tax bill
Tuesday, November 24th, 2009
Are you one of the 33m* people in the UK who could reduce your personal tax bill? Here are five ways to help you with efficient tax planning.
Cracks appear in Britain’s largest pension schemes
Thursday, November 19th, 2009Massive problems with underfunding in Britain’s largest pension schemes has emphasised again the trend away from depending on occupational pensions, and the need to consider taking control of your own retirement planning, with a personal pension. New data just released by the French research specialise AlphaValue has shown huge deficits in British pension funds including [...]
Savers must search for higher interest options in difficult market
Monday, November 2nd, 2009With interest rates an a historical all-time low, mortgage holders may be smiling, but many savers are hurting, as they face a negligible return on investment of their hard-earned cash. The Bank of England base rate has been 0.5% since March 2009, and many savings accounts are currently paying interest of just 1%, or even [...]
Higher ISA allowances for over 50s
Tuesday, October 27th, 2009The annual limit for investing in Individual Savings Accounts (ISAs) rose for over-50s at the beginning of October 2009. The new limit for over–50s is now £10,200 per year. This limit will be available to under-50s as well from April 6th 2010. Until then, under-50s continue at the current annual limit of £7,200.  The new limits give [...]
Is it the right time to consider equity investments?
Wednesday, June 17th, 2009With interest rates at their lowest for over 300 years, many of us have a little extra cash in our pockets due to reduced mortgage payments. Meanwhile in the stock markets the FTSE 100 hit a six-year low this Spring, and many now believe that equity values are set for a gradual recovery. Stocks and Shares ISA Conditions have seldom looked better [...]
Investing for their future education: Children's savings
Wednesday, June 10th, 2009Which of your children do you love more? With a university education currently estimated to cost over £43,000, some parents could face an uncomfortable choice. Can we afford to help all our children through college, or only one? One option is to start saving for your child’s education now with an Individual Savings Account (ISA). ISAs [...]
About Us
Annuities
Blogroll
Financial Planning
- Avoiding Inheritance Tax
- Capital Gains Tax Allowance
- Discounted Gift Trust
- Endowments
- IHT Exemptions
- Inheritance Tax Calculator
- Inheritance Tax Gifts
- Inheritance Tax Nil Rate Band
- Inheritance Tax Rates
- Inheritance Tax Threshold
- Key Man Insurance
- Potentially Exempt Transfers
- What is Financial Planning?
- Writing Your Life Insurance in Trust
Investments
- Allianz RCM Global Eco Trends Fund
- Dark Green Investment Funds
- EIS – Enterprise Investment Scheme
- Ethical Investment Advice
- Ethical Investment Companies
- Ethical Investment Criteria
- Ethical Investment Funds
- Ethical Investment Portfolio
- Ethical Investments
- Ethical ISA Investments
- Ethical Pensions
- Fixed Interest Bonds
- Funds Investments
- Guaranteed Bonds
- Guaranteed Income Bonds
- Guaranteed Investments
- IM WHEB Sustainability Fund
- Income Bonds
- Investment Adviser
- Investment Companies
- Investment Planning
- Light Green Investment Funds
- Managed Investments
- Medium Green Investment Funds
- Mutual Funds Investments
- Octopus VCT
- Our Investment Portfolios
- Quadris Environmental Fund
- Socially Responsible Investments
- Trust Investments
- Unit Trust Investments
- Unit Trusts & OEICs
- Venture Capital Trusts
Mortgages
oneplan
Pensions
- AVC – Additional Voluntary Contributions
- Cashing in Pensions
- Children's Pensions
- Early Retirement Options
- Ethical Pensions
- Financial Advice on Pensions
- Pension Advice Process
- Pension Calculator
- Pension Companies
- Pension Contributions
- Pension Forecast
- Pension Performance
- Pension Review
- Pension Tax Relief
- Pension Transfer
- Pension Types
- Retirement Calculator
- Retirement Pension Forecast
- What is a Pension Plan?
Personal Insurance
- Best Critical Illness Cover
- Best Life Insurance
- Calculate Your Life Cover
- Children's Critical Illness Insurance
- Critical Illness Calculator
- Critical Illness Insurance Providers
- Critical Illness Insurance Quote
- Joint Critical Illness Cover
- Life Insurance Advice
- Life Insurance Calculator
- Life Insurance Guide
- Life Insurance Quotes
- Writing Your Life Insurance in Trust
Savings
- Cash ISAs
- Children's Bonus Bonds
- Ethical ISA Investments
- ISA Allowance
- ISA Calculator
- Monthly Savings
- Saving for your children
- Savings plan for a new car
- Savings plan for getting married
- Savings plan for mortgage deposit
- Savings plan for my house renovations
- Tax Efficient Savings
- Tax Free ISA
- Tax Free Savings
Sustainovation
- Allianz RCM Global Eco Trends Fund
- Dark Green Investment Funds
- Economic Experts
- Environmental Experts
- Ethical Investment Advice
- Ethical Investment Companies
- Ethical Investment Criteria
- Ethical Investment Funds
- Ethical Investment Portfolio
- Ethical Investments
- Ethical ISA Investments
- Ethical Pensions
- IM WHEB Sustainability Fund
- Light Green Investment Funds
- Medium Green Investment Funds
- Quadris Environmental Fund
- Social Experts
- Socially Responsible Investments
0800 678 5929
7 Racecourse Road,
Derry,
Northern Ireland
United Kingdom
BT48 7RB
Email: info@principlefirst.co.uk
PAST PERFORMANCE IS NOT A GUIDE TO FUTURE RETURNS & INVESTMENT RETURNS MAY FALL AS WELL AS RISE - Risk Profile must be clarified before proceeding with any investment advice.
Principle First Financial Services is a trading style of GMF Marketing Services Ltd. which is authorised and regulated by the Financial Services Authority. Principle First Financial Services is entered on the Financial Services Authority's register under reference number 409667.