As the government rebrands its personal pensions scheme as NEST (National Employment Savings Trust), industry experts are warning savers not to wait for the new workplace pension scheme, which will not be fully operational until 2017.
Posts Tagged ‘Personal Accounts’
Don’t wait for Government – act now on your personal pension
Friday, January 8th, 2010Pension quality mark for occupational pension schemes shows flaws in government plan
Tuesday, January 5th, 2010
Flaws in the government’s planned ‘Personal Account’ pension scheme have been highlighted by new quality standards for company or occupational pension schemesfrom the National Association of Pension Funds (NAPF).
Personal Accounts: Employers recommend external advice
Thursday, November 26th, 2009Smaller employers with past experience of successfully implementing legislative changes in the workplace have named external advice as the key ingredient of a smooth transition.
The Department for Work and Pensions (DWP) has published a survey of 28 companies with 1-49 employees, which have gone through the process of implementing change in the past.
Six pension sins: Assumptions to shatter your retirement dreams
Thursday, November 5th, 2009Radical changes in the pensions sector mean that the reality of retirement in 2030 will be very different from the present day – and unrecognisable, compared to the relatively generous pensions climate of past decades. However, with over half the nation not saving towards a pension at all (source: Halifax), most people seem unaware that [...]
Public opts out of government pension plan – Personal Accounts
Thursday, November 5th, 2009Government proposals for the new Personal Accounts Scheme (PAS) have been negatively received by the general public, with high levels of disapproval and also widespread misunderstanding of what the Personal Accounts Scheme will entail. The government’s Personal Accounts Scheme would automatically enrol all employees who have no pension provision into a pension fund after 2012. The government-backed scheme would [...]
Pension restructure could raise Inheritance Tax liability
Tuesday, November 3rd, 2009High earners who will save for their pension under the government’s planned Personal Accounts Scheme may face an Inheritance Tax liability on part of their benefits. Latest details from government have indicated that lump sum death benefits provided under the Personal Accounts Scheme would be subject to Inheritance Tax. This is a major difference to [...]
Government pension provision – Personal Accounts
Friday, July 17th, 2009The mainstay of government pension provision is currently the basic State Pension, funded by National Insurance Contributions, and alongside that, the pension credit scheme, which is a ‘top-up’ payment to the State Pension. From 2012, the government will take an initiative in pensions provision to company employees, known as the Personal Account. Here are the [...]
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