Families in the UK are £6 a week worse off than a year ago, according to new figures published this week by supermarket chain Asda. Savings meanwhile are, on average, adequate for just 14 days of living costs.
Posts Tagged ‘Personal Finance’
Savings levels low, families £6 per week poorer than last year
Wednesday, March 31st, 2010‘Horses for courses’: mortgage advice key in current low-interest market
Wednesday, January 27th, 2010Many borrowers are opting for tracker mortgages at the moment, in the expectation of enjoying rock-bottom interest rates during the remainder of 2010. Choosing the right mortgage for you depends on your mortgage priorities, however, and the only essential is taking good, independent financial advice. It really is “horses for courses”, when considering the various types of mortgage!
Householders with credit cards forced to make mortgage repayments ‘on the plastic’
Tuesday, January 12th, 2010More than 1m householders have had to use a credit card for rent payments or mortgage repayments in the last 12 months, according to the data published today by housing charity Shelter.
Reduce environmental impact, cut ink consumption with new green ‘typeface with holes’
Wednesday, December 23rd, 2009An innovative font system from the Netherlands now enables computer users to print sustainably and lessen their environmental impact by cutting their consumption of ink and toner by up to 25%.
Reduced ink consumption can also result in significant financial savings, with Ecofont’s manufacturer, the Dutch marketing firm Spranq, claiming that a company with 5,000 employees could save over £100,000 a year on its printing costs.
Personal finance education becomes compulsory in primary schools in 2011
Wednesday, December 23rd, 2009
The government is finally recognising that our children are never too young to learn the very basics of good financial planning, saving, and general ‘money sense’.
OFT gives up challenge to bank overdraft charges
Wednesday, December 23rd, 2009
The Office of Fair Trading (OFT) has decided not to pursue further its attempt to investigate the fairness of bank overdraft charges on current accounts, following a Supreme Court judgement against it last month.
The Good, the Bad and the Ugly: the professions that damage society
Thursday, December 17th, 2009Childcare workers, hospital cleaners do more good than bankers, economists claim
Childcare workers and hospital cleaners generate more real value for society than bankers and advertising executives, according to a new report by the economics think-tank New Economics Foundation (NEF).
Debt management is priority as recession bites
Wednesday, December 2nd, 2009Citizens Advice has today revealed that debt problems have been the single largest problem for UK consumers in the last 18 months.
In the period from April 2008 to September 2009, advisers in the nation’s Citizens’ Advice Bureaux have dealt with 3.06m debt problems, compared with 2.71m benefits problems, 844,000 employment problems, and 633,000 housing problems.
Consumers in denial must get proactive about financial planning
Monday, November 30th, 2009Over a quarter of people in the UK are ’in denial’ about their need for help with their financial planning, in the same way that others refuse to admit eating disorders, drinking or gambling, according to a new report from AXA. Using analysis by professional psychologists, the AXA report* claims that “inertia, ignorance, and instant gratification” are [...]
Loans and credit card debts can be voided by bad documentation
Friday, November 27th, 2009Twelve legal test cases currently in progress at the High Court in Manchester may challenge the right of credit card companies, store card companies, and bank lenders to enforce their debt, if they cannot produce the original documentation relating to the loan agreement. Under the Consumer Credit Act, credit card loan agreements must contain three key [...]
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