The gradual decline of pensions provision in both public and private sectors may lead to a situation where large portions of the population are strapped for cash in their retirement.
The gradual decline of pensions provision in both public and private sectors may lead to a situation where large portions of the population are strapped for cash in their retirement.
When considering a company pension scheme, there are many questions to answer. It is crucial to remember that a company pension is part of a larger package of employee benefits, which may vary considerably from company to company.
The latest budget poured a bucket of ice water over the enthusiasm of most private companies for company pension schemes. It certainly seems likely that, in future, the onus will be on the financially aware individual to look after his own pension provision. This raises the prospect of planning and setting up a personal pension as [...]
Income protection insurance, critical illness insurance, life cover and pension planning - all important things to consider when setting up your own business and becoming self-employed. Good advice on these can reduce that giant leap for mankind to something more manageable – with just a little wisdom from your financial adviser. Here are some aspects to consider, [...]
There’s more to working life than just your pension scheme! The pension scheme is just part of a wider package of goodies that come under the general heading of ‘employee benefits’. Here we give a simple guide to the issues affecting employee benefits, and the questions to ask a prospective employer. Is the pension scheme [...]
As you celebrate your 30th birthday, you are entering the 2nd decade of your ‘financial life cycle’, the adult years as an earner when you may have the financial firepower to take real control of your life.
If you did not marry in your 20s, you may now feel that the time has come to marry and start a family.
There are no short cuts to building a decent pension. Start early, and save hard. The basic state pension is less than £5,000 a year, and with the average retirement now spanning 20 to 30 years, there has to be more cash ‘in the pot’. For a full pension, a woman must have 39 years [...]







