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Pension advice crucial in pensions transfers

Monday, April 19th, 2010

Pension advice is crucial for those considering transferring a pension – especially those in an occupational pension scheme who are being encouraged to transfer by an employer. Care is needed, though, as the standards of pension advice vary widely, and are still causing concern to the Office of Fair Trading (OFT).

Tags: AIB Bank, Commercial Loans, Company Pensions, Investment News, ISAs, Life Policy, Mortgage Protection Insurance, Mortgage Rates, Occupational Pension Scheme, Occupational Pensions, Office of Fair Trading, OFT, Pension Advice, Pension Transfer Advice, Pension Transfers, Private Pension, Private Pensions, Spanish Investment, SVR
Posted in Pensions News | No Comments »

Pension planning rises again, says L&G

Thursday, April 15th, 2010

Pension planning rises again, says L&G

Pension planning is on the minds of savers again, with 1 in 3 people thinking of setting up private pension schemes this year, compared with just 1 in 5 a year ago, according to Legal and General.

Tags: AIB Bank, Inheritance Planning, Legal & General, LV=, M&G Corporate Bond, Maxi ISA Contribution, Mortgage Protection Insurance, Mortgage Rates, Pension Planning, Pension Plans, Pension Scheme, Private Pension, Private Pensions
Posted in Pensions News | No Comments »

VCTs offer 30% tax relief, tax free dividends, and invest in UK industry

Thursday, March 25th, 2010

VCTs or Venture Capital Trusts are an attractive investment option, offering 30% tax relief up front. VCTs are currently enjoying high levels of interest from higher earners in particular. While the upper limit for VCT investments is £200,000, VCTs are also open to those with just £3,000 to invest.

Tags: Pensions Advice, Pensions Planning, Private Pension, Private Pensions, Professor David MacKay, Tax Efficient Investments, Tax Relief, VCT, VCT Tax Relief, Venture Capital Trusts
Posted in Investment News | 1 Comment »

Need for mortgage advice and pensions advice highlighted

Tuesday, December 22nd, 2009

Need for Mortgage Advice & Pension Advice

Consumers feel confused and daunted by the prospect of comparing products, when shopping around for mortgages and personal pensions, according to a new survey published this week by the retail industry watchdog Consumer Choice.

Tags: Consumer Choice, Friends of the Earth, Independent Financial Advice, Independent Mortgage Advice, Investment Bond, Investment Funds, Investment Strategy, MetLife, Mortgage Advice, Mortgage Deals, Mortgage Insurance, Mortgage Rates, Mortgages, Pensions and Retirement, Personal Pensions, Private Pensions, Repossessed Spanish Property, Stockholm Environment Institute, Writing a Will
Posted in Financial Planning News | No Comments »

Consumer must arrange his own insurances and pension – Government

Thursday, July 30th, 2009

A new report by the Insurance Industry Working Group (IIWG), led by the Chancellor of the ExchequerÂ Alistair Darling,Â encourages the consumer to act on his own initiative toÂ arrange life insurance, critical illness insuranceÂ and private pensions provisions in the future.

Tags: Alistair Darling, Aviva, Best Maxi ISA, Critical Illness Insurance, Financial Ombudsman Service, Government Pension, Health Insurance, Inheritance Tax Liability, Insurance Industry Working Group, Life Insurance, M&G Corporate Bond, Mortgage Overpayments, Mortgage Rates, Office of Fair Trading, Pension Plans, Pricewaterhouse Coopers, Private Pensions, Remortgage, Retirement Income, Retirement Planning, Starting A Pension
Posted in Insurance News | No Comments »