Wednesday, August 25th, 2010

A third of couples over the age of 40 know nothing of their partner’s retirement pension plan, and general finances. As a result, there is no coherent financial planning in place, with many ‘living in hope’ that they will have sufficient income in retirement.
Tags: Financial Advice, Financial Planning, Pension, Pensions Income, Prudential, Retirement Income, Retirement Planning
Posted in Pensions News | No Comments »
Monday, June 28th, 2010
Many life and critical illness insurance policies include hidden perks that single them out as great value. Some even include your children under your insurance cover. Read More
Tags: Aviva, Critical Illness Insurance, Life Insurance, LV=, Personal Insurance, Prudential
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Wednesday, June 23rd, 2010

PruProtect’s new Health Cover Optimiser combines critical illness insurance with its private medical insurance added at a 25% discount. This gives you a lump sum plus costs towards medical or hospital bills – various combinations are possible. Click headline to read more.
Tags: Best Critical Illness Insurance, Biotech, Contribute To A Pension, Critical Illness Cover, Critical Illness Insurance, Mortgage Application, Personal Insurance, Prudential, Remortgage, Retirement Income, Second Home In Spain
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Wednesday, June 9th, 2010
As pensions annuity rates dip under 6%, pension income for new retirees is worsening. In 2009, 63% of retirees didn’t bother to shop around, opting to buy their pensions annuity from the first company that offered – their existing pensions provider. Using your ‘Open Market Option’ to compare pensions annuities can stack £100s on to your pension income.
Tags: AIB Bank, Aviva, Best Maxi ISA, Life Policy, Maximum Pension Contribution, MetLife, Pension Advice, Pension Annuities, Pensions, Pensions and Retirement, Pensions Planning, Prudential, Second Home In Spain
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Friday, May 21st, 2010
Less than 1 in 5 people planning to retire in 2010 will take pension advice from a qualified pension planner, according to Prudential.
Tags: AIB Bank, Life Policy, LV=, Office of Fair Trading, Pension Advice, Pension Planning, Pensions Advice, Prudential, Retirement Planning, Second Home In Spain
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Wednesday, April 28th, 2010

UK adults are now facing a retirement of 20 years plus, as men are predicted to live to 86 and women 89. Prudential reveals that 55% of British adults fear they may run out of finance in retirement, and are now boosting their pensions planning with second pensions, or other savings and investments.
Tags: AIB Bank, Enterprise Investment Schemes, Environment, Financial Planning, Financial Planning Advice, Friends of the Earth, Independent Financial Advice, Life Policy, M&G Corporate Bond, Pension Advice, Pension Plans, Pension Savings, Prudential, Second Home In Spain
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Monday, April 19th, 2010

Critical illness insurance cover is an area where understanding the terms and exclusions of the policy is essential. The importance of knowing the exclusions in all types of insurance is highlighted again this week, as thousands of stranded holidaymakers find their travel insurance is invalid, because the eruption of the Icelandic volcano is considered an ‘Act of God’.
Tags: Contribute To A Pension, Critical Illness Cover, Critical Illness Insurance, Inheritance Tax Advice, Inheritance Tax Liability, Life Cover, Life Insurance, Mortgage Application, Personal Insurance, Prudential, Remortgage, Retirement Income, Second Home In Spain
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Friday, March 5th, 2010

If you are one of the13% of people in the UK who have taken out critical illness cover to protect themselves against losing their income through ill-health, you are probably aware that critical illness insurance offers identical cover for your children – free of charge.
Tags: Aviva, Best Maxi ISA, Contribute To A Pension, Critical Illness Cover, Critical Illness Insurance, Critical Illness Policy, Inheritance Planning, Legal & General, Prudential, Remortgage, Retirement Income, Second Home In Spain
Posted in Insurance News | 1 Comment »
Thursday, February 25th, 2010
New legislation from Brussels is likely to slash pensions annuity rates by up to 30% from 2012. Retirees should contact their financial adviser now, and hurry to buy their pensions annuity while rates are still high.
Tags: AIB Bank, Aviva, Best Maxi ISA, Loan Protection Insurance, Maximum Pension Contribution, Minimum Retirement Age, Office of Fair Trading, Pension Annuity Rates, Pensions, Pensions Annuity, Prudential, Retirement Planning, Second Home In Spain
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Tuesday, February 16th, 2010

Men retiring this year will have pensions two-thirds larger than women in the same position, according to Prudential. The average pension income for a man taking his pension in 2010 will be £19,593 per year, compared with £12,169 per year for a woman.
Tags: AIB Bank, Income Tax Allowances, Investments, Lufthansa, Maximum Pension Contribution, Northern Ireland IVA, Office of Fair Trading, Pension Income, Pensions, Prudential, Retirement Income, Retirement Planning, Second Home In Spain
Posted in Pensions News | No Comments »