While the woman is increasingly the main breadwinner in the UK household, she fails to realise that this has created a need for her to take life and critical illness insurance, according to AXA.
Posts Tagged ‘Remortgage’
Women breadwinners ignore life and critical illness insurance – AXA
Friday, May 21st, 2010Principle First launches OnePlan™ and financial planning tools
Monday, May 17th, 2010
Principle First Chartered Financial Planners has today launched the OnePlan™ financial planning environment, featuring the OnePlan™ suite of financial planning tools. Our financial planning tools give you the calculations you need to plan your mortgage, insurances, even pension and retirement. The financial planning tools enable you to calculate how much your mortgage repayments on your chosen home would be, how much life insurance cover you need to replace your income and protect your family, or calculate how much you need to be saving today, to achieve a desired buying power and standard of living from your pension.
Business owners! Life insurance cover can protect your company profits
Friday, May 14th, 2010Life insurance cover and critical illness insurance can be used in many ways to protect a company’s profits, if a key employee falls ill or dies. For example, life insurance cover can repay a company loan, or critical illness insurance can enable business partners to buy out a partner who must leave a partnership through ill-health.
Buying critical illness insurance cover? Think of the Icelandic volcano
Monday, April 19th, 2010
Critical illness insurance cover is an area where understanding the terms and exclusions of the policy is essential. The importance of knowing the exclusions in all types of insurance is highlighted again this week, as thousands of stranded holidaymakers find their travel insurance is invalid, because the eruption of the Icelandic volcano is considered an ‘Act of God’.
Mortgage lending up 12% as the sun comes out again
Wednesday, April 14th, 2010
Mortgage lending in February was up a healthy 12%, following a bout of cold feet (and hands) that kept buyers at home during the January blizzards, the Council of Mortgage Lenders revealed today.
Promises, promises? Never-ending stamp duty holiday for first time buyers
Tuesday, April 13th, 2010First time buyers could enjoy a permanent stamp duty holiday as they take their first time buyer mortgage, as the Tories pledge they will keep forever the stamp duty holiday on homes under £250,000. Meanwhile, competition in the first time buyer mortgage market is hotting up as the daffodils bloom.
Personal Insurance essential for single income families
Thursday, April 8th, 2010
Single income families are on the rise, and the number of stay at home dads has increased tenfold to 600,000 in 10 years. Personal insurance, including life cover and critical illness cover, are all the more important to protect a family from losing its only income, with no second income to fall back on.
Factor £194,000 per child into your financial planning – Zurich
Thursday, April 1st, 2010
For financial planning purposes, the cost of raising a child to 21 should be factored in as £194,000. Life insurance cover should be calculated accordingly, says Zurich Assurance.
Consumers continue to neglect financial planning
Monday, March 29th, 2010Over a third of UK workers are neglecting their financial planning, and the problem is most pronounced among lower earners, according to a new report by the Association of British Insurers (ABI). While 40% of people admit they have made no provision in their financial planning to cope with unexpected future eventualities, this figure rises to 46% among those earning less than £20,000 per year.
Critical Illness Cover protects your children for free
Friday, March 5th, 2010
If you are one of the13% of people in the UK who have taken out critical illness cover to protect themselves against losing their income through ill-health, you are probably aware that critical illness insurance offers identical cover for your children – free of charge.
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