Currently, 11% of the adult population of the UK, or 5.4m adults, spend more than they earn each month, according to new data released this week. This is an increase of 12% since 2008, when 4.8m adults were living beyond their means.
Posts Tagged ‘Research Your Mortgage’
Savings on hold as households suffer
Friday, March 19th, 2010Are you ISA aware? 91% aren’t, says Lloyds
Tuesday, March 16th, 2010
Less than 10% of people know their new ISA allowances for the upcoming tax year, according to Lloyds TSB. Many under-24s think an ISA is an iPhone app, many more think it is an Instant Savings Account, says the bank.
ISAs perfect for children’s savings
Tuesday, March 9th, 2010Why lose this year’s allowances for tax-free savings in ISAs? With just weeks to go before this year’s ISA allowances of £7,200 expire, you could set up ISA accounts to save for your children’s education.
ISA ignorance blocks tax savings – NS&I
Tuesday, March 2nd, 2010
ISA allowances for the current year will expire on April 5th 2010, leaving savers just weeks to take up ISA savings of up to £7,200. New figures from National Savings & Investments (NS&I) reveal that only 15% of Britons understand the new Individual Savings Accounts (ISA) allowances of £10,200, which apply from April 6th.
Consumers lose billions in ISA savings
Tuesday, February 23rd, 2010Holders of Individual Savings Accounts (ISAs), who now account for 37% of UK households, have forfeited £13bn to the taxman by under-utilising their ISA allowances in the past 11 years. Now is the chance to use up your ISA allowance of £7,200, before April 5th!
ISA big hit with the ladies, as birthday looms
Wednesday, February 17th, 2010
The Individual Savings Account (ISA) turns 10 this year, and as a tax-efficient savings option has already been taken up by 37% of households in the UK. Growth in uptake of ISA accounts has been faster among women than men, and the ISA is particularly popular with under-25s.
Get down to brass tax, with tax-free savings! Use your ISA allowances now
Wednesday, January 27th, 2010It’s that time of year again! With the end of the tax year on 5th April 2010 fast approaching, now is the time to snap up this year’s allowances for tax-free savings in Individual Savings Accounts (ISAs).
OFT gives up challenge to bank overdraft charges
Wednesday, December 23rd, 2009
The Office of Fair Trading (OFT) has decided not to pursue further its attempt to investigate the fairness of bank overdraft charges on current accounts, following a Supreme Court judgement against it last month.
Saving for a rainy day takes priority over saving for retirement
Monday, December 7th, 2009The recession has taken its toll on the mindset of Britain’s savers, with saving for emergencies now top priority in their financial planning, according to National Savings & Investments (NS&I).
While retirement saving was top priority three years ago, pension planning has now dropped into 4th place in autumn 2009, as savers seek to squirrel cash away for a rainy day, according to the Autumn 2009 Quarterly Savings Survey by National Savings & Investments.
Continued confusion over Child Trust Funds
Wednesday, December 2nd, 2009This week’s latest statistics report from government on Child Trust Funds (CTFs) indicates that a quarter of families fail to actively open an investment fund for their children within 12 months of receiving their voucher. This has been attributed to difficulty in choosing a fund from the wide range of options available in the marketplace.
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