Over half of over-50s believe they may never afford to stop working, now that the retirement age is to go in October 2011. Fifty-nine per cent of workers fear they did not save enough into their pensions, and may now outlive their pension savings.
Posts Tagged ‘Retirement Income’
Retirement cancelled due to lack of interest, as over-50s revise pension planning
Friday, July 30th, 2010PruProtect bundles critical illness insurance with medical cover
Wednesday, June 23rd, 2010
PruProtect’s new Health Cover Optimiser combines critical illness insurance with its private medical insurance added at a 25% discount. This gives you a lump sum plus costs towards medical or hospital bills – various combinations are possible. Click headline to read more.
Pension Savings – new ways proposed by Think Tank
Tuesday, June 15th, 2010
A leading government think tank is proposing pension savings that are not ‘locked away’, perhaps by combining pension savings and ISAs, which could then be left to your children free of tax. Click on headline to read more.
Telling FIBs – Family Income Benefit Insurance
Friday, June 11th, 2010
Family income benefit insurance or FIB is a lesser-known life insurance policy that pays a yearly income, rather than a lump sum, to your family. FIB is ideal for funding education for your children, or the costs of childcare. It’s also a lot cheaper than traditional ‘lump sum’ life cover. Read more by clicking the headline above.
Costs to rise for life and critical illness insurance
Wednesday, June 9th, 2010
Insurers predict that the cost to employers of providing life and critical illness insurance, and income protection insurance for employees, will rise steadily into 2012. How will this affect you? Read more by clicking on this headline.
Women breadwinners ignore life and critical illness insurance – AXA
Friday, May 21st, 2010
While the woman is increasingly the main breadwinner in the UK household, she fails to realise that this has created a need for her to take life and critical illness insurance, according to AXA.
Income Protection Insurance – Workers return to work before fully fit
Friday, May 14th, 2010
Most UK workers would return to work before fully recovered from illness, for cash reasons, according to Aviva. Taking income protection insurance would give them time to fully recover, and not risk their health.
Business owners! Life insurance cover can protect your company profits
Friday, May 14th, 2010Life insurance cover and critical illness insurance can be used in many ways to protect a company’s profits, if a key employee falls ill or dies. For example, life insurance cover can repay a company loan, or critical illness insurance can enable business partners to buy out a partner who must leave a partnership through ill-health.
Buying critical illness insurance cover? Think of the Icelandic volcano
Monday, April 19th, 2010
Critical illness insurance cover is an area where understanding the terms and exclusions of the policy is essential. The importance of knowing the exclusions in all types of insurance is highlighted again this week, as thousands of stranded holidaymakers find their travel insurance is invalid, because the eruption of the Icelandic volcano is considered an ‘Act of God’.
Personal Insurance essential for single income families
Thursday, April 8th, 2010
Single income families are on the rise, and the number of stay at home dads has increased tenfold to 600,000 in 10 years. Personal insurance, including life cover and critical illness cover, are all the more important to protect a family from losing its only income, with no second income to fall back on.
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