Wednesday, June 23rd, 2010
PruProtect’s new Health Cover Optimiser combines critical illness insurance with its private medical insurance added at a 25% discount. This gives you a lump sum plus costs towards medical or hospital bills – various combinations are possible. Click headline to read more.
Tags: Best Critical Illness Insurance, Biotech, Contribute To A Pension, Critical Illness Cover, Critical Illness Insurance, Mortgage Application, Personal Insurance, Prudential, Remortgage, Retirement Income, Second Home In Spain
Posted in Insurance News | No Comments »
Wednesday, June 9th, 2010
As pensions annuity rates dip under 6%, pension income for new retirees is worsening. In 2009, 63% of retirees didn’t bother to shop around, opting to buy their pensions annuity from the first company that offered – their existing pensions provider. Using your ‘Open Market Option’ to compare pensions annuities can stack £100s on to your pension income.
Tags: AIB Bank, Aviva, Best Maxi ISA, Life Policy, Maximum Pension Contribution, MetLife, Pension Advice, Pension Annuities, Pensions, Pensions and Retirement, Pensions Planning, Prudential, Second Home In Spain
Posted in Pensions News | No Comments »
Friday, May 21st, 2010
Less than 1 in 5 people planning to retire in 2010 will take pension advice from a qualified pension planner, according to Prudential.
Tags: AIB Bank, Life Policy, LV=, Office of Fair Trading, Pension Advice, Pension Planning, Pensions Advice, Prudential, Retirement Planning, Second Home In Spain
Posted in Pensions News | No Comments »
Wednesday, April 28th, 2010
UK adults are now facing a retirement of 20 years plus, as men are predicted to live to 86 and women 89. Prudential reveals that 55% of British adults fear they may run out of finance in retirement, and are now boosting their pensions planning with second pensions, or other savings and investments.
Tags: AIB Bank, Enterprise Investment Schemes, Environment, Financial Planning, Financial Planning Advice, Friends of the Earth, Independent Financial Advice, Life Policy, M&G Corporate Bond, Pension Advice, Pension Plans, Pension Savings, Prudential, Second Home In Spain
Posted in Pensions News | No Comments »
Monday, April 19th, 2010
Critical illness insurance cover is an area where understanding the terms and exclusions of the policy is essential. The importance of knowing the exclusions in all types of insurance is highlighted again this week, as thousands of stranded holidaymakers find their travel insurance is invalid, because the eruption of the Icelandic volcano is considered an ‘Act of God’.
Tags: Contribute To A Pension, Critical Illness Cover, Critical Illness Insurance, Inheritance Tax Advice, Inheritance Tax Liability, Life Cover, Life Insurance, Mortgage Application, Personal Insurance, Prudential, Remortgage, Retirement Income, Second Home In Spain
Posted in Insurance News | No Comments »
Friday, March 5th, 2010
If you are one of the13% of people in the UK who have taken out critical illness cover to protect themselves against losing their income through ill-health, you are probably aware that critical illness insurance offers identical cover for your children – free of charge.
Tags: Aviva, Best Maxi ISA, Contribute To A Pension, Critical Illness Cover, Critical Illness Insurance, Critical Illness Policy, Inheritance Planning, Legal & General, Prudential, Remortgage, Retirement Income, Second Home In Spain
Posted in Insurance News | 1 Comment »
Thursday, February 25th, 2010
New legislation from Brussels is likely to slash pensions annuity rates by up to 30% from 2012. Retirees should contact their financial adviser now, and hurry to buy their pensions annuity while rates are still high.
Tags: AIB Bank, Aviva, Best Maxi ISA, Loan Protection Insurance, Maximum Pension Contribution, Minimum Retirement Age, Office of Fair Trading, Pension Annuity Rates, Pensions, Pensions Annuity, Prudential, Retirement Planning, Second Home In Spain
Posted in Pensions News | No Comments »
Tuesday, February 16th, 2010
Men retiring this year will have pensions two-thirds larger than women in the same position, according to Prudential. The average pension income for a man taking his pension in 2010 will be £19,593 per year, compared with £12,169 per year for a woman.
Tags: AIB Bank, Income Tax Allowances, Investments, Lufthansa, Maximum Pension Contribution, Northern Ireland IVA, Office of Fair Trading, Pension Income, Pensions, Prudential, Retirement Income, Retirement Planning, Second Home In Spain
Posted in Pensions News | No Comments »
Friday, February 5th, 2010
Consumers with a critical illness which comes in mild and more severe manifestations can often find themselves at odds with their insurance provider, over the validity of a claim. A more flexibile option is ‘severity-related’ critical illness insurance, which offers a partial payout for less severe episodes of critical conditions.
Tags: Contribute To A Pension, Critical Illness Cover, Critical Illness Insurance, Critical Illness Policy, Financial Ombudsman Service, Health Insurance, Mortgage Application, Personal Insurance, Prudential, Remortgage, Retirement Income, Second Home In Spain
Posted in Insurance News | No Comments »
Thursday, January 28th, 2010
Latest facts released by the pensions industry are revealing some worrying trends with regard to our levels of pension saving … or not saving.
Tags: AIB Bank, Annuities, Basic State Pension, Best UK ISA Funds, Financial Life Cycle, Halifax, Inheritance Tax, Level Annuity, Londonderry Financial Adviser, Maximum Pension Contribution, Pension Credits, Pension Quality Mark, Pension Schemes, Pensions, Prudential, Second Home In Spain, Skipton Building Society, State Pension, Unit Trust
Posted in Pensions News | No Comments »
