Self Invested Pension Plan | Independent Financial Advice Service, Pensions and Investment Portfolio Advisers

Updating credit reference file crucial to obtaining personal loans, says ICO

Thursday, January 14th, 2010

Applicants for personal loans or credit cards must ensure that the information held on their credit reference files is up to date, or risk being refused due to incorrect data.

Consumers can request a copy of their credit reference file for £2 from credit reference agencies such as Experian or Equifax, and online applications are also possible. The file must be provided within 7 days.

Tags: Consumer Financial Planning Body, Credit Cards, Credit Rating, Credit Reference File, Equifax, Experian, Investment Advice Northern Ireland, Mortgage, Mortgage Deals, Personal Loans, Repossessed Spanish Property, Self Invested Pension Plan
Posted in Financial Planning News | 2 Comments »

How much are you wasting on pension commissions? Check your charges

Wednesday, December 2nd, 2009

Your pension fund can be subject to thousands of pounds in charges that could be avoided by choosing a cheaper pensions provider, according to new research.

Charges and pension commissions can range from 1% to 2.5% per year, and the difference between these rates can make a huge difference to the size of your pension pot, when applied over the lifetime of your pension.

Tags: AIB Bank, Best Performing Pension Funds, Buy & Sell Shares, Life Insurance Products, Low Income Tax Reform Group, Maximum Pension Contribution, Pension, Pension Advice, Pension Credits, Pension Financial Planning, Pension Fund, Pensions, Self Invested Pension Plan, SIPP, SIPPS
Posted in Pensions News | No Comments »

Mortgage applications: Our top tips

Wednesday, August 5th, 2009

Here are our top tips on how to make yourself ‘fitter’ and more attractive to mortgage lenders.

Tags: Credit Rating, Investment Bond, Investment Strategy, Mortgage Advice, Mortgage Application, Mortgage Deposit, Mortgages, Retirement, Self Employed Sickness Cover, Self Invested Pension Plan, Self-Cert Mortgages
Posted in Mortgage News | No Comments »

Personal pension or SIPP?

Wednesday, August 5th, 2009

One interesting option for the larger pensions saver who wishes to have more control over their pensions investment is the Self-Invested Pension Plan (SIPP).

Tags: AIB Bank, Mortgage Deposit, Mortgage Insurance, Office of Fair Trading, Pension Advice, Pension Credits, Pension Financial Planning, Personal Pension, Personal Pensions, Retirement Planning, Self Invested Pension Plan, SIPP, SIPPS
Posted in Pensions News | 1 Comment »