Pension advice is crucial for those considering transferring a pension – especially those in an occupational pension scheme who are being encouraged to transfer by an employer. Care is needed, though, as the standards of pension advice vary widely, and are still causing concern to the Office of Fair Trading (OFT).
Posts Tagged ‘SVR’
Pension advice crucial in pensions transfers
Monday, April 19th, 2010ISA savings tangled in red tape, says Consumer Focus
Friday, April 2nd, 2010ISA savings are strangled in red tape, mired in misinformation and blocked by barriers to switching accounts, says market watchdog Consumer Focus. Inefficiencies by ISA providers may cost savers up to £3 billion in lost interest. A ‘super-complaint’ has been lodged with the Office of Fair Trading.
OFT highlights need for financial advice on life insurance, critical illness insurance
Monday, February 8th, 2010An Office of Fair Trading study into ‘small print’ in contracts is likely to focus on life insurance and critical illness insurance, emphasing again the value of independent financial advice.
‘Horses for courses’: mortgage advice key in current low-interest market
Wednesday, January 27th, 2010Many borrowers are opting for tracker mortgages at the moment, in the expectation of enjoying rock-bottom interest rates during the remainder of 2010. Choosing the right mortgage for you depends on your mortgage priorities, however, and the only essential is taking good, independent financial advice. It really is “horses for courses”, when considering the various types of mortgage!
OFT gives up challenge to bank overdraft charges
Wednesday, December 23rd, 2009
The Office of Fair Trading (OFT) has decided not to pursue further its attempt to investigate the fairness of bank overdraft charges on current accounts, following a Supreme Court judgement against it last month.
High-cost borrowers lack advice and information – OFT
Tuesday, December 8th, 2009Failure to gather information and shop around for cheaper credit are the tell-tale behaviours of savers who resort to high-cost credit deals, according to new evidence just released by the Office of Fair Trading (OFT).
The high-cost credit specified includes pay-day loans (loans lasting just a few days), in-store finance options such as hire purchase, home credit, mobile phone text loans, credit union loans, pawn-broking, and rent-to-buy arrangements.
OFT must find new way to investigate bank charges
Wednesday, November 25th, 2009An Office of Fair Trading investigation into charges levied by banks for unauthorised overdrafts has today been blocked by the Supreme Court.
Maybe the standard variable rate is more suitable for you?
Tuesday, May 12th, 2009If your current mortgage deal is nearing an end, you may wish to compare the renewal deal your current lender is offering, for your remortgage, by shopping around. When shopping, you may find that the very best rates are reserved for those borrowers with significant equity value in their homes. It could well be that [...]
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