Government plans to restrict mortgage lending, following the budget changes on 22nd June, could make first time buyer mortgages more difficult to obtain. Click headline to read more.
Posts Tagged ‘Term Assurance’
Budget Changes – Mortgage Cap would limit first time buyer mortgages
Monday, June 21st, 2010First Time Buyer Mortgages remain out of reach, says CML
Friday, June 18th, 2010
First time buyer mortgages were a smaller part of overall mortgage sales in April, says the Council of Mortgage Lenders (CML), indicating that first time buyer mortgage deals remain hard to obtain.
Mortgage lending up 12% as the sun comes out again
Wednesday, April 14th, 2010
Mortgage lending in February was up a healthy 12%, following a bout of cold feet (and hands) that kept buyers at home during the January blizzards, the Council of Mortgage Lenders revealed today.
Stamp duty budget changes will drive first time buyer mortgages market
Wednesday, March 24th, 2010The Chancellor Alistair Darling has announced budget changes removing stamp duty on home purchases up to a value of £250,000. This applies to first time buyers only, but should drive sales of first time buyer mortgages. Stamp duty of 1% currently applies to all homes over £125,000 in value.
Mortgage arrears advice crucial in this year’s ice age – CML
Friday, December 11th, 2009As the mortgage market continues to thaw following last year’s ‘ice age’ for mortgage lending, there is further good news for those who may have fallen into mortgage arrears in recent months.
Lenders are more committed than ever to working with debt advisers and mortgage borrowers to ensure that as many people as possible stay in their homes, according to the Council of Mortgage Lenders (CML) in its response to the chancellor’s pre-budget report this week.
‘Home Is Pension’: HIPpies build property value into their retirement planning
Thursday, December 3rd, 2009Are you still a HIPpie? The original flower children of the 1960s have now become a new kind of hippy. Known as the ‘Home Is Pension’ generation, they are factoring the value of their home into their pensions and retirement planning.
There are an estimated 1.3m over-50s depending on equity release from their homes as part of their retirement planning, according to a new report from LV= (the Liverpool Victoria Friendly Society).
Which life cover suits your needs?
Wednesday, June 17th, 2009When shopping around for life cover, it’s best to ‘start at the end’. While it is never a pleasant task to contemplate our own demise, we must at some stage sit down, take a deep breath, and plan our financial provision for our family when we go. With so many life cover products on the market, tailored to a wide range [...]
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