Personal loans and business loans remain hard to come by, despite the government’s campaign of quantitative easing designed to boost lending. Interest rates on personal loans are at a nine-year high, with many banks choosing to lend only to existing customers.
Posts Tagged ‘Unsecured Loans’
Loans still not easy, despite quantitative easing
Tuesday, February 16th, 2010Lloyds’ decision could hike cost of personal loans
Tuesday, January 12th, 2010A change in the lending strategy by Lloyds TSB, the nation’s largest lender, may make personal loan deals from high street lenders more expensive for consumers in the future.
High-cost borrowers lack advice and information – OFT
Tuesday, December 8th, 2009Failure to gather information and shop around for cheaper credit are the tell-tale behaviours of savers who resort to high-cost credit deals, according to new evidence just released by the Office of Fair Trading (OFT).
The high-cost credit specified includes pay-day loans (loans lasting just a few days), in-store finance options such as hire purchase, home credit, mobile phone text loans, credit union loans, pawn-broking, and rent-to-buy arrangements.
Text Loans in 5 Minutes (Gert Koppel Txtloans)
Tuesday, December 1st, 2009Would you like to take a loan for £100, and are you happy to repay £110 a week later?
If so, you can do so from the comfort of your sofa, your supermarket or your shopping centre, by sending a simple text message.
Flexible pension savings without the lock-in – TISA
Monday, November 30th, 2009Workers should be able to save for their retirement with an option to dip into their pension savings on specific occasions, according to the Tax Incentivised Savings Association (TISA). The Tax Incentivised Savings Association is attempting to create tax-advantaged savings options in the workplace that would offer the flexibility to make withdrawals in a small [...]
Loans and credit card debts can be voided by bad documentation
Friday, November 27th, 2009Twelve legal test cases currently in progress at the High Court in Manchester may challenge the right of credit card companies, store card companies, and bank lenders to enforce their debt, if they cannot produce the original documentation relating to the loan agreement. Under the Consumer Credit Act, credit card loan agreements must contain three key [...]
Which loan is right for you? Secured loan? Unsecured loan?
Wednesday, November 18th, 2009In the recent difficult times, cash-strapped consumers are increasingly turning to lenders, in order to raise funds. There are many issues to be considered, in order to find the loan that is suitable for you. Here are a few key points to consider, when planning to apply for a loan. Secured loan or unsecured loan? [...]
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